Occupation Age Gender Company Monthly Benefit Monthly Premium
Psychiatry – Psychiatrist Physician 34 Male Ameritas $11,300 $298.69
Emergency Medicine Physician 29 Male Guardian $10,125 $307.86
Orthopedic Surgery Resident Physician – Orthopedics Surgeon 26 Male Ameritas $5,000 $122.05 (with resident discount of 20%)
General Surgery Resident 31 Female Guardian $980 $57.86 if level premium (35.84 if using graded premium)
Physical Medicine & Rehabilitation – PM&R Physician 30 Male Guardian $5,000 $191.92