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RECENT DISABILITY INSURANCE QUOTES


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We ran disability insurance quotes for the following occupation


Building Contractor in California

General Comments –

Finding long term disability insurance coverage for a Building Contractor can seem more limited than it is for other occupations, but the good thing is that there are multiple companies that will extend an offer for coverage.

In this case, notice that Metlife will offer a benefit that pays out “to age 65”. Great option. Assurity offers a nice plan with a 5 year benefit period.

These quotes do include a social insurance offset rider. If the insured receives benefits from Social Security DI or from a worker’s compensation program, that portion of the benefit would be reduced dollar for dollar by the amount received from the social insurance plan. At no point would the regular monthly benefit (not the social offset component) be offset by these types of social plans.

There are of course other options for the maximum benefit period and elimination period (waiting period before benefits begin to accrue).


Focus Carrier: Assurity
Monthly Premium: $194.35
Monthly Benefit: $3,350
State of Residence: California
Benefit Period:
Elimination Period: 90 days


Premiums for the various proposals that we ran for this individual.

Insurance Company/Product Name Benefit Period Monthly Benefit Monthly Premium Cost Per $100
Assurity Century+ $ $194.35 $
Metlife Omni Essential $ $313.75 (to age 65) $
Standard Protector Essential $ $213.36 $
Mass Mutual Radius XLS $ $348.11 $
Ameritas DINamic Foundation (Guaranteed Renewable Only) $ $243.52 $
Ameritas DINamic Foundation (Non-Cancelable) $ $290.38 $


You can view the actual sample policies for the plans. Please review these to learn more about each policy.

Sample Policy
Assurity Century+ Specimen Policy
Metlife Omni Essential Specimen Policy
Standard Protector Essential Specimen Policy
Mass Mutual Radius XLS Specimen Policy
Ameritas DINamic Foundation (Guaranteed Renewable Only) Specimen Policy
Ameritas DINamic Foundation (Non-Cancelable) Specimen Policy





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*Due to specific marketing agreements that we have with various companies, some company quotes are not shown. This does not mean that we did not and cannot quote these companies. Contact us to receive more details and to see specific quotes for these companies.

MOST RECENT TERM LIFE INSURANCE QUOTES BY OUR VISITORS


← Back to All Listings

We ran disability insurance quotes for the following occupation


Building Contractor in California

General Comments –

Finding long term disability insurance coverage for a Building Contractor can seem more limited than it is for other occupations, but the good thing is that there are multiple companies that will extend an offer for coverage.

In this case, notice that Metlife will offer a benefit that pays out “to age 65”. Great option. Assurity offers a nice plan with a 5 year benefit period.

These quotes do include a social insurance offset rider. If the insured receives benefits from Social Security DI or from a worker’s compensation program, that portion of the benefit would be reduced dollar for dollar by the amount received from the social insurance plan. At no point would the regular monthly benefit (not the social offset component) be offset by these types of social plans.

There are of course other options for the maximum benefit period and elimination period (waiting period before benefits begin to accrue).


Focus Carrier: Assurity
Monthly Premium: $194.35
Monthly Benefit: $3,350
State of Residence: California
Benefit Period:
Elimination Period: 90 days


Premiums for the various proposals that we ran for this individual.

Insurance Company/Product Name Benefit Period Monthly Benefit Monthly Premium Cost Per $100
Assurity Century+ $ $194.35 $
Metlife Omni Essential $ $313.75 (to age 65) $
Standard Protector Essential $ $213.36 $
Mass Mutual Radius XLS $ $348.11 $
Ameritas DINamic Foundation (Guaranteed Renewable Only) $ $243.52 $
Ameritas DINamic Foundation (Non-Cancelable) $ $290.38 $


You can view the actual sample policies for the plans. Please review these to learn more about each policy.

Sample Policy
Assurity Century+ Specimen Policy
Metlife Omni Essential Specimen Policy
Standard Protector Essential Specimen Policy
Mass Mutual Radius XLS Specimen Policy
Ameritas DINamic Foundation (Guaranteed Renewable Only) Specimen Policy
Ameritas DINamic Foundation (Non-Cancelable) Specimen Policy





← Back to All Listings



*Due to specific marketing agreements that we have with various companies, some company quotes are not shown. This does not mean that we did not and cannot quote these companies. Contact us to receive more details and to see specific quotes for these companies.