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RECENT DISABILITY INSURANCE QUOTES
We ran disability insurance quotes for the following occupation
Anatomical and Clinical Biology – Pathology Resident Physician in Vermont
General Comments –
It is important for a Female Clinical Pathology Resident Physician to look for Unisex pricing for Disability Insurance wherever it can be found. If that plan covers the female physician in their specialty – with a “material and substantial duties” definition of total disability then many would say that it is difficult to pass on that plan. There are some finer nuances that should be looked at across all policies. For this particular situation, being in Vermont also means that the plans that would normally limit coverage for depression, anxiety, substance abuse, and alcohol related disability claims would see no specific limit in terms of time (other than the length of the claim or until the end of the benefit period). In other states for many of these same carriers the max benefit that would be paid for these types of claims is 24 months (either per claim or over the life of the plan, depending on the policy). The Unisex plan makes for a great policy to own and it can replace income for a physician for decades.
Focus Carrier: Principal
Monthly Premium: $152.50 (with Unisex multi life discount)
Monthly Benefit: $5000
State of Residence: Vermont
Benefit Period: To age 65
Elimination Period: 90 days
Premiums for the various proposals that we ran for this individual.
| Insurance Company/Product Name | Benefit Period | Monthly Benefit | Monthly Premium | Cost Per $100 |
|---|---|---|---|---|
| Principal HH750 | $ | $152.50 (Unisex multi life discount) | $ | |
| Ameritas DINamic Foundation (Non-Cancelable) | $ | $314.12 | $ | |
| Guardian Provider Plus | $ | $345.92 | $ | |
| Guardian Provider Plus Limited | $ | $248.92 | $ | |
| Metlife Income Guard | $ | $277.26 | $ | |
| Standard Protector Platinum | $ | $398.03 | $ |
You can view the actual sample policies for the plans. Please review these to learn more about each policy.
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*Due to specific marketing agreements that we have with various companies, some company quotes are not shown. This does not mean that we did not and cannot quote these companies. Contact us to receive more details and to see specific quotes for these companies.
MOST RECENT TERM LIFE INSURANCE QUOTES BY OUR VISITORS
We ran disability insurance quotes for the following occupation
Anatomical and Clinical Biology – Pathology Resident Physician in Vermont
General Comments –
It is important for a Female Clinical Pathology Resident Physician to look for Unisex pricing for Disability Insurance wherever it can be found. If that plan covers the female physician in their specialty – with a “material and substantial duties” definition of total disability then many would say that it is difficult to pass on that plan. There are some finer nuances that should be looked at across all policies. For this particular situation, being in Vermont also means that the plans that would normally limit coverage for depression, anxiety, substance abuse, and alcohol related disability claims would see no specific limit in terms of time (other than the length of the claim or until the end of the benefit period). In other states for many of these same carriers the max benefit that would be paid for these types of claims is 24 months (either per claim or over the life of the plan, depending on the policy). The Unisex plan makes for a great policy to own and it can replace income for a physician for decades.
Focus Carrier: Principal
Monthly Premium: $152.50 (with Unisex multi life discount)
Monthly Benefit: $5000
State of Residence: Vermont
Benefit Period: To age 65
Elimination Period: 90 days
Premiums for the various proposals that we ran for this individual.
| Insurance Company/Product Name | Benefit Period | Monthly Benefit | Monthly Premium | Cost Per $100 |
|---|---|---|---|---|
| Principal HH750 | $ | $152.50 (Unisex multi life discount) | $ | |
| Ameritas DINamic Foundation (Non-Cancelable) | $ | $314.12 | $ | |
| Guardian Provider Plus | $ | $345.92 | $ | |
| Guardian Provider Plus Limited | $ | $248.92 | $ | |
| Metlife Income Guard | $ | $277.26 | $ | |
| Standard Protector Platinum | $ | $398.03 | $ |
You can view the actual sample policies for the plans. Please review these to learn more about each policy.
← Back to All Listings
*Due to specific marketing agreements that we have with various companies, some company quotes are not shown. This does not mean that we did not and cannot quote these companies. Contact us to receive more details and to see specific quotes for these companies.