Company
Product Name

 


  • Monthly Benefit

  • Monthly Premium

  • Cost/month for $100/month of benefit

  • Company Structure

  • A.M. Best

  • COMDEX

  • Renewability
    Provision

  • Definition of
    Total Disability

  • Definition of
    Residual Disability

  • Cost of Living Adjustment

  • Compassionate Disability Benefit

  • Future Increase Options

  • Max age for FIO

  • Renewability of FIO

  • Automatic Increase Benefit

  • Limitation on Mental/Nervous

  • Presumptive Disability

  • Survivor Benefit

  • Recurrent Disability

  • Catastrophic Disability Benefit

  • Special/Unique
    Plan Provisions

  • Multi-Life discount offered

  • Multi Life Rate Structure

  • Max Issue Limit

  • Max Participation Limit

  • Benefit Period

  • Elimination Period

  • Benefit
    Period

  • Monthly Benefit

  • Monthly Premium

  • Cost per $100

Ameritas
DINamic Foundation (Non-Cancelable)

$333.22


  • $5000

  • $333.22

  • $6.66

  • Mutual

  • A


  • Non-Cancelable and Guaranteed Renewable

  • [frmmodal label=”True Own Occupation with Medical/Dental Specialty Language” type=”frm-field-value” field_id=5093 entry=73024]

  • [frmmodal label=”15% loss of income with loss of time or duties” type=”frm-field-value” field_id=5034 entry=73024]

  • [frmmodal label=”3% Compound” type=”frm-field-value” field_id=5041 entry=73024]

  • Not Offered


  • 55

  • Remains on policy without additional requirements

  • 4% simple interest for years 1-5

  • Yes – 24 months maximum

  • Yes

  • No

  • Same illness/injury within 12 months

  • Yes

  • Good Health Benefit, Non Disabling Injury Benefit, COBRA benefit

  • 3% Compound

  • Male/Female

  • $15,000

  • $25,000

  • to age 70 (own occupation for entire benefit period)

  • 180 days

  • 5000

  • 333.22

  • 6.66

Metlife
Income Guard

$222.55


  • $8000

  • $222.55

  • $2.78

  • Stock

  • A+


  • Non-Cancelable and Guaranteed Renewable

  • [frmmodal label=”True Own Occupation with Medical/Dental Specialty Language” type=”frm-field-value” field_id=5093 entry=73025]

  • [frmmodal label=”15% loss of income with loss of time or duties” type=”frm-field-value” field_id=5034 entry=73025]

  • [frmmodal label=”0-10% COLA” type=”frm-field-value” field_id=5041 entry=73025]

  • Not Offered


  • 55

  • Remains on policy without additional requirements

  • 4% simple interest for years 1-5

  • No

  • Yes

  • Yes

  • Same illness/injury within 12 months

  • Yes

  • Waiver of premium during a period of unemployment

  • 0-10% COLA

  • Unisex

  • $17,000

  • $25,000

  • to age 65 (own occupation for entire benefit period)

  • 60 days

  • 8000

  • 222.55

  • 2.78