Occupation (Click for Detail View) Age Gender Recommended Company Monthly Benefit Monthly Premium Side by Side
Psychiatrist – Psychiatry Physician 40 Female Ohio National ContinuONII $7,550 $359.23
Sports Medicine Resident Physician 27 Male Ohio National ContinuONII $5,000 $119.27
Clinical / Medical Hypnotherapist 55 Female Standard $3,250 $201.60
Anesthesiology Resident Physician 32 Male Guardian Provider Choice Select $5,000 $158.68
Emergency Medicine Physician 37 Male Ohio National ContinuONII $11,375 $433.78
Interventional Radiology Fellow Physician 33 Male Ohio National ContinuONII $5,000 $126.42
Dental Hygienist 36 Female Assurity $3,150 $184.83
Retina / Ophthalmology Physician – Fellow 34 Male Ohio National ContinuONII $5,000 $146.83
General Surgery Resident Physician 33 Male Guardian Provider Plus Limited $5,000 $133.52
Engineer 35 Male Guardian Provider Choice Select $9,200 $208.10
Dermatology Resident Physician – Dermatologist 28 Female Ameritas $5000 $130.95
Anesthesia Resident Physician 38 Male Guardian Provider Choice Select $5000 $222.66 (would be less if we can use the resident discount)
Diagnostic Radiology Resident Physician 29 Male Ameritas $5,000 $100.66
Internal Medicine Resident Physician 26 Female Ameritas $5,000 $120.05
Software Engineer 30 Female Guardian Provider Choice Select $1290 $45.58
Obstetrician/Gynecologist Physician – OB/GYN 34 Female Ohio National ContinuONII $13090 $572.86
Engineer 51 Male Standard $7,800 $298.37
Hairstylist 31 Female Assurity $4,000 $212.27
Union Carpenter 54 Male Ameritas $2,800 $195.17
Dermatology Resident Physician 35 Female Ameritas $5,000 $237.71
General Dentist 29 Female Ameritas $5,700 $221.55
Cardiologist – Physician 31 Male Ohio National ContinuONII $5,000 $111.27
Family Medicine Physician 31 Female Ohio National ContinuONII $9,200 $287.49
Hairstylist 55 Female Assurity $4,000 $144.39
General Surgery Resident Physician 28 Female Guardian Provider Plus Limited $5,000 $266.58
Dental Hygienist 24 Female Assurity $3,470 $96.63
Electrician 35 Male Mass Mutual $1,200 $59.31
Emergency Medicine Resident Physician 35 Male Ohio National ContinuONII $5,000 $109.51
Pulmonary Critical Care Physician 28 Male Ameritas $5,000 $139.85
Chiropractor 29 Female Mutual of Omaha $3,000 $139.54
General Dentist 30 Male Guardian Provider Choice Select $4,000 $141.39
Dental Hygienist 39 Female Assurity $3,470 $166.74
Family Practice – Family Medicine Physician 58 Male Ohio National ContinuONII $5,000 $230.07
Dental Hygienist 39 Female Assurity $3,700 $188.66
Dental Hygienist 40 Female Assurity $1,000 $78.66
Anesthesiology Resident Physician 29 Male Guardian Provider Choice Select $5,000 $140.81
CRNA 49 Female Standard $3,225 $234.44
General Dentist Resident 28 Male Guardian Provider Choice Select $3,500 $104.77
Senior Scientific Supervisor – Scientist 40 Male Guardian Provider Plus Limited $5,360 $243.01
Senior Medical Student going into General Surgery Residency 31 Female Guardian Provider Choice Select $3,750 $149.78
Small Animal Veterinarian 38 Female Ameritas $4,300 $186.37
Internal Medicine Physician 40 Male Principal $4,960 $208.01
Family Medicine Resident Physician 30 Female Ohio National ContinuONII $7,000 $207.34
Pediatric Cardiology Fellow Physician 36 Female Ohio National ContinuONII $7,500 $266.36
Oral and Maxillofacial Surgery – Dentist – USAF – Military 27 Male Mass Mutual $2,300 (plus $1,863 CAT) $91.75
Pharmacist 28 Male Guardian Provider Choice Select $1,810 $37.53
Anesthesiologist Fellow Physician – Anesthesia 33 Male Ohio National ContinuONII $10,000 $361.64
Gastroenterology Fellow Physician 32 Male Guardian Provider Plus $7,500 $178.48
Urology Resident Physician 26 Female Ohio National ContinuONII $5,000 $174.64
Radiology Resident Physician 26 Male Ohio National ContinuONII $5,000 $96.80
General Dentistry Resident – Dentist 26 Male Ameritas $4000 $122.16
Orthodontics Resident – Orthodontist 27 Male Guardian Provider Choice Select $4,000 $90.41
Internal Medicine Resident Physician 29 Female Ohio National ContinuONII $5,000 $156.46
Pharmacist 37 Female Standard $5740 $236.60
Physical Therapist 51 Female Ohio National ContinuONII $2,990 $270.35 (to age 65)
OB/GYN Physician – Obstetrics – Gynecologist 41 Female Ohio National ContinuONII $6,700 $401.62
Internal Medicine Resident Physician 36 Male Ohio National ContinuONII $5,000 $146.14 (inadvertently ran by Ohio National with $5000 CAT, other plans don’t have it, would be lowest cost without)
Dental Assistant 43 Female Illinois Mutual $1,850 $44.36
Dental Hygienist 36 Female Assurity $2,400 $140.20
Family Medicine Physician 33 Male Ameritas $4100 $160.86
Dermatology Resident Physician – Dermatologist 32 Male Ohio National ContinuONII $5,000 $130.48
Pediatric Gastroenterology – GI Physician 36 Male Guardian Provider Choice Select $5,000 $122.71
Speech Pathologist 49 Female Standard $1,428 $68.66
Pharmacist 61 Male Standard $6,050 $234.04
Emergency Medicine Resident Physician 27 Male Standard $5,000 $201.10
Engineer 36 Male Ohio National ContinuONII $4,200 $117.37
Family Medicine Physician 34 Male Ohio National ContinuONII $11150 $271.14
Anesthesiology – Interventional Pain Management Physician – Anesthesia 31 Male Guardian Provider Choice Select $5,000 $151.94
Anesthesiology Resident Physician – Anesthesia 27 Male Ameritas $5,000 $164.19 ($1902.57 annual – makes it lowest price on market)
Dental Hygienist 58 Female Assurity $3,660 $188.50
Pediatric Cardiologist Fellow/Resident – Pediatrics Physician 29 Female Ohio National ContinuONII $5,000 $164.83
Pain Management Physician – Interventional (PM&R) 38 Male Ameritas $11,300 $430.01
Architect 57 Male Standard $5,440 $280.99
Pediatrician – Pediatrics – Physician 29 Female Ohio National ContinuONII $9,200 $263.31
Dental Assistant 60 Female Illinois Mutual $1,285 $47.31
Dental Hygienist 34 Female Assurity $3,150 $135.69 ($94.87 if we use Illinois Mutual but not true own occ)
Dental Hygienist 52 Female Illinois Mutual $4,900 $235.17
Pediatrics Resident Physician – Pediatrician 26 Female Ohio National ContinuONII $5,000 $132.56
Emergency Medicine Resident Physician 27 Female Guardian $5,000 $205.84
Pulmonary and Critical Care Medicine Fellow Physician 31 Male Guardian $5,000 $101.83
Dental Hygienist 38 Female Assurity $3,800 $299.57
Allergy Immunology Physician – Allergist Immunologist 31 Female Guardian $8,500 $373.57
Hematology Oncology Fellow Physician 40 Male Ameritas $5,000 $158.56
Graduating medical student going into Radiology Physician residency program in Florida 29 Female Guardian $5,000 $224.43
Family Medicine Physician 38 Female Ameritas $8,700 $530.13
Doctor of acupuncture and oriental medicine – acupuncturist 50 Male Guardian $3,610 $377.45
Anesthesiologist – Anesthesiology Resident Physician 29 Male Guardian $5,000 $144.03
Orthopedic Surgery Resident Physician 35 Male Ameritas $5,000 $225.08
Dental Hygienist 34 Female Illinois Mutual $3,100 $94.87
Orthopedic Surgery – Physician 33 Male Ameritas $5,000 $206.89
Otolaryngology Resident Physician – ENT 27 Female Guardian $5,000 $174.03
Internal Medicine Physician 30 Male Ameritas $5,000 $160.74
Pediatrics Resident – Pediatrician Physician 30 Female Guardian $5,000 $152.78
Hairstylist 27 Female Assurity $4,500 $150.12
Family Medicine Resident Physician 26 Male Guardian $5,000 $93.71
Internal Medicine Physician 32 Female Guardian $3,390 $140.58
Pediatrician – Pediatrics – Physician 31 Female Guardian $5,000 $158.40
Dental Hygienist 36 Female Assurity $4,250 $238.17
Psychiatry – Psychiatrist Physician 34 Male Ameritas $11,300 $298.69
Emergency Medicine Physician 29 Male Guardian $10,125 $307.86
Orthopedic Surgery Resident Physician – Orthopedics Surgeon 26 Male Ameritas $5,000 $122.05 (with resident discount of 20%)
General Surgery Resident 31 Female Guardian $980 $57.86 if level premium (35.84 if using graded premium)
Physical Medicine & Rehabilitation – PM&R Physician 30 Male Guardian $5,000 $191.92
Hairstylist 47 Female Standard $2,820 $183.78
Urologist – Urology Physician 38 Male Guardian $5,000 $219.26
Neurosurgeon – Physician – Neurosurgery 39 Male Ameritas $15,000 $519.92
General Surgery Resident Physician – Surgeon 31 Female Guardian $5,000 $246.11 (205.16 if doing graded premium)
Otolaryngologist ENT Physician – Otolaryngology 39 Female Ameritas $15,000 $830.00 COMPARISON GRID
Diagnostic Radiology Fellow Physician 34 Male Guardian $5,000 $149.16 COMPARISON GRID
Diagnostic Radiology Resident Physician – Radiologist 28 Male Guardian $5,000 $117.52 COMPARISON GRID
Pharmacist 29 Female Ameritas $7,100 $239.75
Chiropractor 36 Male Mutual of Omaha $7,100 $473.43
Gastroenterology – Gastroenterologist Physician 36 Male Guardian $12,700 $371.35 COMPARISON GRID
Interventional Nephrologist 35 Female Ameritas $2600 $105.40
Internal Medicine Physician – Internist 33 Female Guardian $5,000 $198.16
Hospitalist Physician 29 Male Guardian $2,420 $72.06
Hairstylist 50 Female Assurity $2,750 $120.36
Urology Resident Physician – Urologist 30 Male Guardian $5,000 $125.34
Family Medicine Resident Physician 30 Female Guardian $5,000 $199.53
Real Estate Appraiser 46 Male Standard $5,940 $224.62
Orthopedics Resident Physician – Orthopedic Surgeon 25 Male Ameritas $5,000 $123.48 COMPARISON GRID
Pediatrics Resident Physician – Pediatrician 29 Female Guardian $5,000 $146.63
Marketing Professional 36 Male Standard $7,000 $211.40
Pediatric Pulmonology Physician – Pediatrician – Pulmonologist 36 Female Guardian $11,350 $490.77 COMPARISON GRID
Orthopedic Surgery Resident Physician 29 Male Ameritas $5,000 $132.88 (another 5% discount if we setup a multi life discount in residency program)
Dermatology Resident Physician 32 Male Guardian $5,000 $134.83
Engineer 31 Male Ameritas $4,700 $115.76
Nurse Practitioner 35 Female Standard $5,000 $264.72
Pediatrician Resident Physician going into military – active duty USAF Air Force 29 Male Standard $5,000 $137.69
Anesthesia Resident Physician – Anesthesiologist 30 Male Guardian $5,000 $152.22 COMPARISON GRID
Hospitalist Physician (working part time) 43 Female Principal $5,000 $272.25
Oral & Maxillofacial Surgeon – Dentist – Resident 29 Male Guardian $4,000 $119.87
Interventional Radiologist 37 Male Ameritas $15,000 $491.52 COMPARISON GRID
Cosmetologist 35 Female Assurity $1,550 $54.05
Head of Operations – Biomedical and computer science journal 34 Female Ameritas $4,800 $268.60
Family Medicine Practice Physician 32 Female Principal $9,515 ($4,335 drops off after 5 years to mesh with existing 5 year benefit period plan) $304.06
Minor Auto Repair Mechanic & Detailing 26 Male Assurity $2,480 $51.54
Neurologist Physician – Neurology 37 Female Ameritas $7,500 $365.95 COMPARISON GRID
Anesthesiologist 40 Male Principal $16320 $715.02 COMPARISON GRID
Physician Assistant 41 Female Standard $5,700 $311.48
Senior Medical Student, graduating going into Internal Medicine residency program 27 Male Ameritas $5,000 $102.83 COMPARISON GRID
Dental Hygienist 37 Female Assurity $2,600 $138.95
Senior Medical Student – transitioning into Emergency Medicine Physician residency 29 Male Guardian $2,500 as student with 10% discount, another $2500 as first year resident $71.65 for $2500 as medical student, $78.09 for $2500 as resident (combined $5000, total $149.74) COMPARISON GRID
Dental Hygienist 39 Male Assurity $5,560 $206.91
Anesthesiologist Resident Physician – Anesthesia 30 Male Guardian $5,000 $168.86
Psychiatrist 39 Female Ameritas $6,000 $403.55
Sales Manager 46 Female Standard $8,370 $380.35
Veterinarian – Large Animals 30 Female Standard $3,600 $165.87
Dental Hygienist 38 Female Assurity $3,400 $179.57
Radiology Resident Physician – Interventional Radiologist 29 Male Guardian $5,000 $119.23
Anesthesiologist – Resident Physician Anesthesia 30 Male Guardian $5000 $161.46
Dermatology Resident Physician 30 Female Guardian $5,000 $199.53
Emergency Medicine Physician 31 Male Guardian $6500 + 3500 = 10,000 $327.05
East Asian Medicine Practitioner (Licensed Acupuncturist) 44 Female Mutual of Omaha $5,000 $266.11
Pediatric Hospital Medicine Physician Fellow 30 Female Ameritas $5,000 $150.37
Child, Adolescent, Adult – Internal Medicine Physician 38 Female Ameritas $10,800 $510.17
Hair Stylist / Hair Dresser 44 Male Assurity $2,750 $106.34
Audiologist 31 Male Guardian $4,310 $125.49
Accountant 39 Male Guardian $5,000 $120.62
Pharmacist 28 Female Ameritas $6,600 $216.09
Psychiatry Fellow Physician 37 Male Ameritas $5,000 $267.23 COMPARISON GRID
OB/GYN – Obstetrician Gynecologist Resident Physician 31 Female Guardian $5,000 $241.88 COMPARISON GRID
Psych RN – Registered Nurse 48 Female Guardian $4,600 $322.60
OB/GYN Physician – Obstetrician Gynecologist 31 Male Ameritas $14,600 $348.52 COMPARISON GRID
Dental Hygienist 54 Female Assurity $5,000 $373.78
Emergency Medicine Resident Physician 28 Male Principal $5,000 $149.45
Dental Hygienist 34 Female Assurity $3,890 $203.60
Hair Stylist 31 Female Assurity $2,800 $108.24
Podiatrist 31 Female Principal $3,400 $158.84
Emergency Medicine Resident Physician 27 Female Guardian $5,000 $222.54 COMPARISON GRID
Gastroenterologist – Physician 34 Female Principal $16,425 $610.86 COMPARISON GRID
Sports Medicine Primary Care – Internal Medicine 32 Male Principal $5,000 $123.27 COMPARISON GRID
Dental Hygienist 31 Female Assurity $5,390 $263.72
Occupational Therapist 29 Female Standard $4,500 $171.32
Remodeling Contractor 54 Male Assurity $4,920 $295.19
Family Medicine Physician 35 Female Principal $7,600 $224.97 COMPARISON GRID
Diagnostic Radiologist – Physician 40 Male Guardian $14,760 $479.57 COMPARISON GRID
Dental Hygienist 58 Female Assurity $3,400 $203.65
Infectious Disease Internal Medicine Physician 36 Male Guardian $8,350 $289.77 COMPARISON GRID
Urogynecologist – Gynecologist 36 Male Guardian $5,000 $180.75 ($163.17 if we use Ameritas)
General Dentist 29 Male Principal $13,515 $433.95 COMPARISON GRID
Dental Hygienist 30 Female Assurity $3,630 $131.62
Recruiter 46 Female Guardian $9,200 $526.83
Pediatric Oncology and Hematology Physician 34 Female Principal $5,000 $133.05 ($218.26 without the discount)
Diagnostic Radiologist – Physician 37 Male Ameritas $15,000 $552.47 COMPARISON GRID
OB/GYN – Obstetrician Gynecologist Physician 39 Female Principal $4,200 $190.42 COMPARISON GRID
Ophthalmologist – Physician 36 Male Guardian $2,790 $1215.71
Ophthalmology Resident Physician 28 Male Ameritas $5,000 $112.67
General Pediatrician – Pediatrics Physician 31 Male Guardian $2,990 $70.24 COMPARISON GRID
Cardiology Fellow Physician 32 Male Guardian $5,000 $151.62
Pharmacist 28 Female Standard $5,940 $290.89
General Dentist 31 Female Principal $8,350 $319.35
General Surgery Resident Physician 30 Female Guardian $5,000 $269.29
Dental Hygienist 34 Female Assurity $3,400 $149.22
Gastroenterology Physician 37 Female Principal $6,200 $189.19
Pediatrics Resident – Pediatrician Physician 26 Male Guardian $5,000 $87.96
Dental Hygienist 36 Female Assurity $3,560 $209.78
Acupuncturist 28 Female Ameritas $6,000 $252.15
Dental Hygienist 38 Female Lloyd’s of London $3,500 $162.71
Child Psychiatrist – Physician 46 Female Principal $6,245 $416.59 COMPARISON GRID
Occupational Therapist 31 Female Assurity $3,470 $169.72
Speech-Language Pathologist 44 Female Standard $4,400 $174.33
Pathology – Dermatopathology Physician Fellow 37 Female Guardian $5,000 $252.03
Emergency Medicine Resident Physician 34 Male Guardian $6,000 $213.36 COMPARISON GRID
Hospitalist – Physician 33 Male Guardian $17,000 $444.00 COMPARISON GRID
Orthopedic Surgery Resident Physician 31 Female Ameritas $5,000 $298.89
Pain Management Physician 34 Male Ameritas $13,000 $400.31
Podiatric Surgery – Physician 32 Male Ameritas $7,500 $270.69
Police Officer – Law Enforcement 25 Male Mutual of Omaha $2,900 $52.76
Dental Hygienist 44 Female Assurity $3,470 $256.58
Otolaryngology Resident Physician 29 Male Ameritas $5,000 $138.78
Anesthesiology Resident Physician 29 Female Principal $5,000 $168.97
Dental Hygienist 30 Female Assurity $2,750 $105.92
Emergency Medicine 29 Male Ameritas $6000 $186.54
Critical Care Anesthesiology Physician 31 Male Guardian $5,000 $190.40
Cosmetologist 32 Female Mutual of Omaha $3,200 $145.83
Dental Hygienist 24 Female Assurity $3,220 $89.49
Ophthalmologist 45 Female Principal $11,910 $583.74
Dental Hygienist 43 Female Assurity $2,980 $137.07
Radiology Physician Fellow – Radiologist 33 Male Standard $5,000 $141.25
Acupuncturist 50 Female Standard $4,270 $497.51
Realtor – Real Estate Agent 33 Male Standard $6,360 $201.96
Pharmacist 32 Male Ameritas $7,300 $171.49
Emergency Medicine 39 Male Principal $12125 $578.63 COMPARISON GRID
Orthopedic Surgeon 34 Male Ameritas $15,000 $454.36 COMPARISON GRID
Physical Therapist 38 Male Standard $4,870 $141.75
Physical Therapist 38 Female Standard $5,350 $240.18
Gastroenterology Fellow Physician GI 32 Male Guardian $5,000 $106.43 COMPARISON GRID
Dental Hygienist 44 Female Assurity $2,890 $202.79
Architect 35 Male Standard $5000 (pdf shows $8910) $123.01 (approximation using the $8910 quote reduced to $5000) – $219.20 as $8910 monthly benefit
Dental Hygienist 48 Female Assurity $3,660 $359.77
Chiropractic Physician 55 Male Mutual of Omaha $5,000 $543.27
Dental Hygienist 32 Female Assurity $3,150 $130.06
General Dentist 45 Male Guardian $11,350 $648.23
Dental Hygienist 54 Female Assurity $2,890 $192.48
Physical Therapist 40 Female Standard $4,660 $185.22
Dental Hygienist 34 Female Assurity $4,560 $319.34
Dental Hygienist 53 Female Assurity $3,630 $252.86
Attorney – Lawyer 36 Female Guardian $8350 $285.34
Attorney 35 Male Guardian $5,800 $125.99
Cosmetologist – Hair Stylist 33 Female Mutual of Omaha $2,600 $75.16
Hospitalist 43 Male Guardian $9,600 $359.23 COMPARISON GRID
Dental Hygienist 37 Female Assurity $3,470 $171.32
Electrician apprentice 33 Female Mutual of Omaha $2,400 $144.39
Dental Hygienist 25 Female Mutual of Omaha $1,000 $43.65
CRNA – Certified Nurse Anesthetist 40 Female Guardian $3,020 $199.52
Dental Hygienist 40 Male Assurity $3,430 $127.76
General Surgery Resident Physician – Trauma Surgeon 30 Female Principal $5,000 $146.35 COMPARISON GRID
General Dentist 38 Female Principal $11,910 $493.15 COMPARISON GRID
Dermatopathology 36 Female Principal $10,000 $453.19 COMPARISON GRID