Guard income from loss due to disability. MetLife Income Guard, Metlife’s new individual disability insurance product, features:

  • A non-cancellable, guaranteed renewable base policy
  • 20 optional riders to help you design the right policy for to protect your most valuable asset
  • New, specific definitions for medical professionals

With some of the industry’s highest coverage limits, MetLife Income Guard offers more protection at competitive prices.

Email us at to learn how we can assist you.



*MetLife Income Guard is not available in all states. All optional riders are not available in all states, to all issue ages or to all occupational classes. Eligibility is subject to underwriting approval. Contact your MetLife representative for details.

Like most disability income insurance policies, MetLife’s policies contain certain exclusions, waiting periods, reductions, limitations and terms for keeping them in force. Ask your representative about costs and complete details.

For policies issued in New York: These policies provide disability income insurance only. They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for these policies is at least 50%. This ratio is the portion of future premiums that MetLife expects to return as benefits when averaged over all people with the applicable policy.

Disability income insurance is issued by Metropolitan Life Insurance Company on IDIP12-01, IDIP12-02, IDI2000-P/NC, IDI2000-P/NC-ML, IDI2000-P/GR, AH 5-88, AH 6-90, AH 7-96-CA and AH 8-96-CA . April 2013.


Metlife Income Guard Policy Brochure

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