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Welcome Members of the Your Financial Pharmacist family!

We've created a landing area within our site to better help our Pharmacist visitors arrive at the objectice information they deserve regarding term life insurance and own occupation disability insurance.

We are always at your disposal via email of phone as well, but we understand that often people like to self-navigate and do some research on their own.

Your source for all things term life and disability insurance

We have relationships with most of America’s top rated term life insurance and disability insurance companies, enabling us to find the best solution for you.

America’s Top
Insurance Companies

We have relationships with most of America’s top rated term life insurance and disability insurance companies, enabling us to find the best solution for you.

Speedy Underwriting

Work with Insuring Income to get your life or disability insurance application approved as efficiently as possible. Experienced with just about every medical condition when it comes to underwriting.

Disability Insurance for Pharmacists and their families

Working with the top own occupation diability carriers. Gain the peace of mind knowing that if a sickness or injury prevents you from working as a Pharmacist that a total claim could be possible with the right policy from the right company.

Meet The Team

The disability policies we quote can protect you specifically as a Pharmacist and will include the riders/features Pharmacists most often seek. Please know that there is some flexibility in how a disability insurance policy can be setup.

Steve Misdea, CLTC

Co-Owner, Insurance Broker

Steve joined Insuring Income in 2018. As the company was growing, Rick and Joe knew they would need to find an insurance agent that was an expert with helping physicians and dentists to find the optimal specialty specific disability insurance and term life policies. Steve started working with Insuring Income on a part time basis but that quickly changed and today, Steve is a partner at the agency.

Rick Warren Jr., MBA

Co-Owner, Insurance Broker

Rick has been in the life and disability insurance business for 10 years. Since the majority of the individuals that work with Insuring Income are physicians and dentists, Rick has gained an expert level understanding of the intricacies of policy design. Rick prides himself in the work he does to find clients the absolute best term life health class along with looking for savings for clients wherever they can be had.

Rob Thomas

Insurance Specialist

Rob joined Insuring Income in 2020. He’s been an insurance specialist since 2015, and joined the team because he believes in the value the brand delivers in life and disability insurance.

Term Life Insurance

Working with America's top life insurance companies.
Fixed premium polices along with laddered term plans.

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Own Occupation Disability Insurance

Working with the nation's top own occupation disability insurance carriers.

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