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RECENT DISABILITY INSURANCE QUOTES

Occupation State of Residence Age Gender Benefit Period Monthly Benefit Monthly Premium
Psychiatrist – Psychiatry Physician Louisiana 40 Female To age 65 $7,550 $359.23
Sports Medicine Resident Physician Pennsylvania 27 Male To age 65 $5,000 $119.27
Clinical / Medical Hypnotherapist California 55 Female To age 65 $3,250 $201.60
Anesthesiology Resident Physician Pennsylvania 32 Male To age 65 $5,000 $158.68
Emergency Medicine Physician Texas 37 Male To age 65 $11,375 $433.78
Interventional Radiology Fellow Physician Michigan 33 Male To age 65 $5,000 $126.42
Dental Hygienist California 36 Female To age 65 $3,150 $184.83
Retina / Ophthalmology Physician – Fellow District of Columbia 34 Male To age 65 $5,000 $146.83
General Surgery Resident Physician Massachusetts 33 Male To age 65 $5,000 $133.52
Engineer Florida 35 Male To age 65 $9,200 $208.10
Dermatology Resident Physician – Dermatologist Ohio 28 Female To age 65 $5000 $130.95
Anesthesia Resident Physician Indiana 38 Male To age 65 $5000 $222.66 (would be less if we can use the resident discount)
Diagnostic Radiology Resident Physician Pennsylvania 29 Male To age 65 $5,000 $100.66
Internal Medicine Resident Physician Ohio 26 Female To age 65 $5,000 $120.05
Software Engineer Alabama 30 Female To age 65 $1290 $45.58
Obstetrician/Gynecologist Physician – OB/GYN Minnesota 34 Female To age 65 $13090 $572.86
Engineer Virginia 51 Male To age 65 $7,800 $298.37
Hairstylist California 31 Female To age 67 $4,000 $212.27
Union Carpenter Kentucky 54 Male 5 years max $2,800 $195.17
Dermatology Resident Physician Massachusetts 35 Female To age 65 $5,000 $237.71
General Dentist Ohio 29 Female To age 65 $5,700 $221.55
Cardiologist – Physician West Virginia 31 Male To age 65 $5,000 $111.27
Family Medicine Physician Georgia 31 Female To age 65 $9,200 $287.49
Hairstylist Indiana 55 Female To age 65 $4,000 $144.39
General Surgery Resident Physician California 28 Female To age 65 $5,000 $266.58
Dental Hygienist Oklahoma 24 Female To age 67 $3,470 $96.63
Electrician Utah 35 Male 10 years max $1,200 $59.31
Emergency Medicine Resident Physician Louisiana 35 Male To age 65 $5,000 $109.51
Pulmonary Critical Care Physician California 28 Male To age 65 $5,000 $139.85
Chiropractor New York 29 Female 10 years max $3,000 $139.54
General Dentist Pennsylvania 30 Male To age 65 $4,000 $141.39
Dental Hygienist Idaho 39 Female To age 65 $3,470 $166.74
Family Practice – Family Medicine Physician Washington 58 Male To age 65 $5,000 $230.07
Dental Hygienist Washington 39 Female To age 67 $3,700 $188.66
Dental Hygienist California 40 Female To age 65 $1,000 $78.66
Anesthesiology Resident Physician New York 29 Male To age 65 $5,000 $140.81
CRNA Idaho 49 Female To age 65 $3,225 $234.44
General Dentist Resident Utah 28 Male To age 65 $3,500 $104.77
Senior Scientific Supervisor – Scientist California 40 Male To age 65 $5,360 $243.01
Senior Medical Student going into General Surgery Residency Florida 31 Female To age 65 $3,750 $149.78
Small Animal Veterinarian Nebraska 38 Female To age 65 $4,300 $186.37
Internal Medicine Physician Massachusetts 40 Male To age 65 $4,960 $208.01
Family Medicine Resident Physician Iowa 30 Female To age 65 $7,000 $207.34
Pediatric Cardiology Fellow Physician Ohio 36 Female To age 65 $7,500 $266.36
Oral and Maxillofacial Surgery – Dentist – USAF – Military Utah 27 Male To age 65 $2,300 (plus $1,863 CAT) $91.75
Pharmacist Utah 28 Male To age 65 $1,810 $37.53
Anesthesiologist Fellow Physician – Anesthesia Oklahoma 33 Male To age 65 $10,000 $361.64
Gastroenterology Fellow Physician Missouri 32 Male To age 65 $7,500 $178.48
Urology Resident Physician Florida 26 Female To age 65 $5,000 $174.64
Radiology Resident Physician Florida 26 Male To age 65 $5,000 $96.80
General Dentistry Resident – Dentist Texas 26 Male To age 65 $4000 $122.16
Orthodontics Resident – Orthodontist Utah 27 Male To age 65 $4,000 $90.41
Internal Medicine Resident Physician Michigan 29 Female To age 65 $5,000 $156.46
Pharmacist Tennessee 37 Female To age 65 $5740 $236.60
Physical Therapist South Carolina 51 Female To age 65 $2,990 $270.35 (to age 65)
OB/GYN Physician – Obstetrics – Gynecologist Kansas 41 Female To age 65 $6,700 $401.62
Internal Medicine Resident Physician Louisiana 36 Male To age 65 $5,000 $146.14 (inadvertently ran by Ohio National with $5000 CAT, other plans don’t have it, would be lowest cost without)
Dental Assistant North Carolina 43 Female To age 65 $1,850 $44.36
Dental Hygienist California 36 Female To age 65 $2,400 $140.20
Family Medicine Physician California 33 Male To age 65 $4100 $160.86
Dermatology Resident Physician – Dermatologist Florida 32 Male To age 65 $5,000 $130.48
Pediatric Gastroenterology – GI Physician New York 36 Male To age 65 $5,000 $122.71
Speech Pathologist New York 49 Female To age 65 $1,428 $68.66
Pharmacist California 61 Male To age 65 $6,050 $234.04
Emergency Medicine Resident Physician New York 27 Male To age 65 $5,000 $201.10
Engineer Maryland 36 Male To age 65 $4,200 $117.37
Family Medicine Physician Wisconsin 34 Male To age 65 $11150 $271.14
Anesthesiology – Interventional Pain Management Physician – Anesthesia Wisconsin 31 Male To age 65 $5,000 $151.94
Anesthesiology Resident Physician – Anesthesia Florida 27 Male To age 65 $5,000 $164.19 ($1902.57 annual – makes it lowest price on market)
Dental Hygienist Pennsylvania 58 Female 5 years max $3,660 $188.50
Pediatric Cardiologist Fellow/Resident – Pediatrics Physician District of Columbia 29 Female To age 65 $5,000 $164.83
Pain Management Physician – Interventional (PM&R) Maine 38 Male To age 65 $11,300 $430.01
Architect California 57 Male To age 67 $5,440 $280.99
Pediatrician – Pediatrics – Physician Oregon 29 Female To age 65 $9,200 $263.31
Dental Assistant Connecticut 60 Female 2 years max $1,285 $47.31
Dental Hygienist North Carolina 34 Female To age 67 $3,150 $135.69 ($94.87 if we use Illinois Mutual but not true own occ)
Dental Hygienist Illinois 52 Female To age 65 $4,900 $235.17
Pediatrics Resident Physician – Pediatrician Arkansas 26 Female To age 65 $5,000 $132.56
Emergency Medicine Resident Physician Pennsylvania 27 Female To age 65 $5,000 $205.84
Pulmonary and Critical Care Medicine Fellow Physician Massachusetts 31 Male To age 65 $5,000 $101.83
Dental Hygienist California 38 Female To age 65 $3,800 $299.57
Allergy Immunology Physician – Allergist Immunologist Texas 31 Female To age 65 $8,500 $373.57
Hematology Oncology Fellow Physician Connecticut 40 Male To age 65 $5,000 $158.56
Graduating medical student going into Radiology Physician residency program in Florida Florida 29 Female To age 65 $5,000 $224.43
Family Medicine Physician California 38 Female To age 65 $8,700 $530.13
Doctor of acupuncture and oriental medicine – acupuncturist California 50 Male To age 65 $3,610 $377.45
Anesthesiologist – Anesthesiology Resident Physician Massachusetts 29 Male To age 65 $5,000 $144.03
Orthopedic Surgery Resident Physician California 35 Male To age 65 $5,000 $225.08
Dental Hygienist North Carolina 34 Female To age 65 $3,100 $94.87
Orthopedic Surgery – Physician California 33 Male To age 65 $5,000 $206.89
Otolaryngology Resident Physician – ENT Massachusetts 27 Female To age 65 $5,000 $174.03
Internal Medicine Physician California 30 Male To age 65 $5,000 $160.74
Pediatrics Resident – Pediatrician Physician Arkansas 30 Female To age 65 $5,000 $152.78
Hairstylist Arizona 27 Female To age 65 $4,500 $150.12
Family Medicine Resident Physician Minnesota 26 Male To age 65 $5,000 $93.71
Internal Medicine Physician Indiana 32 Female To age 65 $3,390 $140.58
Pediatrician – Pediatrics – Physician Maryland 31 Female To age 65 $5,000 $158.40
Dental Hygienist California 36 Female To age 65 $4,250 $238.17
Psychiatry – Psychiatrist Physician Washington 34 Male To age 65 $11,300 $298.69
Emergency Medicine Physician Florida 29 Male To age 65 $10,125 $307.86
Orthopedic Surgery Resident Physician – Orthopedics Surgeon Massachusetts 26 Male To age 65 $5,000 $122.05 (with resident discount of 20%)
General Surgery Resident Louisiana 31 Female To age 65 $980 $57.86 if level premium (35.84 if using graded premium)
Physical Medicine & Rehabilitation – PM&R Physician California 30 Male To age 65 $5,000 $191.92
Hairstylist California 47 Female 5 years max $2,820 $183.78
Urologist – Urology Physician Oregon 38 Male To age 65 $5,000 $219.26
Neurosurgeon – Physician – Neurosurgery Missouri 39 Male To age 65 $15,000 $519.92
General Surgery Resident Physician – Surgeon Louisiana 31 Female To age 65 $5,000 $246.11 (205.16 if doing graded premium)
Otolaryngologist ENT Physician – Otolaryngology Delaware 39 Female To age 65 $15,000 $830.00
Diagnostic Radiology Fellow Physician Michigan 34 Male To age 65 $5,000 $149.16
Diagnostic Radiology Resident Physician – Radiologist Tennessee 28 Male To age 65 $5,000 $117.52
Pharmacist North Carolina 29 Female To age 65 $7,100 $239.75
Chiropractor Florida 36 Male To age 67 $7,100 $473.43
Gastroenterology – Gastroenterologist Physician Ohio 36 Male To age 65 $12,700 $371.35
Interventional Nephrologist Ohio 35 Female To age 65 $2600 $105.40
Internal Medicine Physician – Internist New York 33 Female To age 65 $5,000 $198.16
Hospitalist Physician California 29 Male To age 65 $2,420 $72.06
Hairstylist New York 50 Female To age 65 $2,750 $120.36
Urology Resident Physician – Urologist Illinois 30 Male To age 65 $5,000 $125.34
Family Medicine Resident Physician Illinois 30 Female To age 65 $5,000 $199.53
Real Estate Appraiser California 46 Male To age 65 $5,940 $224.62
Orthopedics Resident Physician – Orthopedic Surgeon Alabama 25 Male To age 65 $5,000 $123.48
Pediatrics Resident Physician – Pediatrician Pennsylvania 29 Female To age 65 $5,000 $146.63
Marketing Professional Illinois 36 Male To age 65 $7,000 $211.40
Pediatric Pulmonology Physician – Pediatrician – Pulmonologist Illinois 36 Female To age 65 $11,350 $490.77
Orthopedic Surgery Resident Physician Wisconsin 29 Male To age 65 $5,000 $132.88 (another 5% discount if we setup a multi life discount in residency program)
Dermatology Resident Physician Massachusetts 32 Male To age 65 $5,000 $134.83
Engineer Minnesota 31 Male To age 65 $4,700 $115.76
Nurse Practitioner Maryland 35 Female To age 65 $5,000 $264.72
Pediatrician Resident Physician going into military – active duty USAF Air Force Texas 29 Male To age 65 $5,000 $137.69
Anesthesia Resident Physician – Anesthesiologist Alabama 30 Male To age 65 $5,000 $152.22
Hospitalist Physician (working part time) South Carolina 43 Female To age 65 $5,000 $272.25
Oral & Maxillofacial Surgeon – Dentist – Resident Minnesota 29 Male To age 65 $4,000 $119.87
Interventional Radiologist New York 37 Male To age 65 $15,000 $491.52
Cosmetologist Washington 35 Female 5 years max $1,550 $54.05
Head of Operations – Biomedical and computer science journal California 34 Female To age 65 $4,800 $268.60
Family Medicine Practice Physician Virginia 32 Female To age 65 $9,515 ($4,335 drops off after 5 years to mesh with existing 5 year benefit period plan) $304.06
Minor Auto Repair Mechanic & Detailing Wyoming 26 Male To age 65 $2,480 $51.54
Neurologist Physician – Neurology New York 37 Female To age 65 $7,500 $365.95
Anesthesiologist Wisconsin 40 Male To age 65 $16320 $715.02
Physician Assistant Nevada 41 Female To age 65 $5,700 $311.48
Senior Medical Student, graduating going into Internal Medicine residency program Connecticut 27 Male To age 65 $5,000 $102.83
Dental Hygienist Washington 37 Female To age 65 $2,600 $138.95
Senior Medical Student – transitioning into Emergency Medicine Physician residency New York 29 Male To age 65 $2,500 as student with 10% discount, another $2500 as first year resident $71.65 for $2500 as medical student, $78.09 for $2500 as resident (combined $5000, total $149.74)
Dental Hygienist Washington 39 Male To age 65 $5,560 $206.91
Anesthesiologist Resident Physician – Anesthesia Ohio 30 Male To age 65 $5,000 $168.86
Psychiatrist California 39 Female To age 65 $6,000 $403.55
Sales Manager Michigan 46 Female To age 65 $8,370 $380.35
Veterinarian – Large Animals Vermont 30 Female To age 65 $3,600 $165.87
Dental Hygienist Florida 38 Female To age 65 $3,400 $179.57
Radiology Resident Physician – Interventional Radiologist Massachusetts 29 Male To age 65 $5,000 $119.23
Anesthesiologist – Resident Physician Anesthesia Pennsylvania 30 Male To age 65 $5000 $161.46
Dermatology Resident Physician Texas 30 Female To age 65 $5,000 $199.53
Emergency Medicine Physician Virginia 31 Male To age 65 $6500 + 3500 = 10,000 $327.05
East Asian Medicine Practitioner (Licensed Acupuncturist) Washington 44 Female 10 years max $5,000 $266.11
Pediatric Hospital Medicine Physician Fellow Ohio 30 Female To age 65 $5,000 $150.37
Child, Adolescent, Adult – Internal Medicine Physician Washington 38 Female To age 65 $10,800 $510.17
Hair Stylist / Hair Dresser North Carolina 44 Male 5 years max $2,750 $106.34
Audiologist Wisconsin 31 Male To age 65 $4,310 $125.49
Accountant Florida 39 Male To age 65 $5,000 $120.62
Pharmacist Washington 28 Female To age 65 $6,600 $216.09
Psychiatry Fellow Physician Oregon 37 Male To age 65 $5,000 $267.23
OB/GYN – Obstetrician Gynecologist Resident Physician New York 31 Female To age 65 $5,000 $241.88
Psych RN – Registered Nurse Oregon 48 Female To age 65 $4,600 $322.60
OB/GYN Physician – Obstetrician Gynecologist North Carolina 31 Male To age 65 $14,600 $348.52
Dental Hygienist Florida 54 Female To age 65 $5,000 $373.78
Emergency Medicine Resident Physician Minnesota 28 Male To age 65 $5,000 $149.45
Dental Hygienist California 34 Female To age 65 $3,890 $203.60
Hair Stylist New York 31 Female To age 65 $2,800 $108.24
Podiatrist California 31 Female To age 65 $3,400 $158.84
Emergency Medicine Resident Physician Illinois 27 Female To age 65 $5,000 $222.54
Gastroenterologist – Physician California 34 Female To age 65 $16,425 $610.86
Sports Medicine Primary Care – Internal Medicine Pennsylvania 32 Male To age 65 $5,000 $123.27
Dental Hygienist California 31 Female To age 65 $5,390 $263.72
Occupational Therapist New Jersey 29 Female To age 65 $4,500 $171.32
Remodeling Contractor Missouri 54 Male 5 years max $4,920 $295.19
Family Medicine Physician Florida 35 Female To age 65 $7,600 $224.97
Diagnostic Radiologist – Physician Texas 40 Male To age 65 $14,760 $479.57
Dental Hygienist California 58 Female To age 65 $3,400 $203.65
Infectious Disease Internal Medicine Physician Georgia 36 Male To age 65 $8,350 $289.77
Urogynecologist – Gynecologist North Carolina 36 Male To age 65 $5,000 $180.75 ($163.17 if we use Ameritas)
General Dentist Iowa 29 Male To age 65 $13,515 $433.95
Dental Hygienist Virginia 30 Female To age 65 $3,630 $131.62
Recruiter Texas 46 Female To age 65 $9,200 $526.83
Pediatric Oncology and Hematology Physician Massachusetts 34 Female To age 65 $5,000 $133.05 ($218.26 without the discount)
Diagnostic Radiologist – Physician California 37 Male To age 65 $15,000 $552.47
OB/GYN – Obstetrician Gynecologist Physician Illinois 39 Female To age 65 $4,200 $190.42
Ophthalmologist – Physician Georgia 36 Male To age 65 $2,790 $1215.71
Ophthalmology Resident Physician Minnesota 28 Male To age 65 $5,000 $112.67
General Pediatrician – Pediatrics Physician Iowa 31 Male To age 65 $2,990 $70.24
Cardiology Fellow Physician Texas 32 Male To age 65 $5,000 $151.62
Pharmacist California 28 Female To age 65 $5,940 $290.89
General Dentist Texas 31 Female To age 65 $8,350 $319.35
General Surgery Resident Physician Wisconsin 30 Female To age 65 $5,000 $269.29
Dental Hygienist North Carolina 34 Female To age 65 $3,400 $149.22
Gastroenterology Physician Maryland 37 Female To age 65 $6,200 $189.19
Pediatrics Resident – Pediatrician Physician New York 26 Male To age 65 $5,000 $87.96
Dental Hygienist California 36 Female To age 65 $3,560 $209.78
Acupuncturist Colorado 28 Female To age 65 $6,000 $252.15
Dental Hygienist Idaho 38 Female 5 years max $3,500 $162.71
Child Psychiatrist – Physician California 46 Female To age 65 $6,245 $416.59
Occupational Therapist New York 31 Female To age 65 $3,470 $169.72
Speech-Language Pathologist New York 44 Female To age 65 $4,400 $174.33
Pathology – Dermatopathology Physician Fellow Louisiana 37 Female To age 65 $5,000 $252.03
Emergency Medicine Resident Physician Massachusetts 34 Male To age 65 $6,000 $213.36
Hospitalist – Physician Florida 33 Male To age 65 $17,000 $444.00
Orthopedic Surgery Resident Physician Florida 31 Female To age 65 $5,000 $298.89
Pain Management Physician Georgia 34 Male To age 65 $13,000 $400.31
Podiatric Surgery – Physician Oklahoma 32 Male To age 65 $7,500 $270.69
Police Officer – Law Enforcement Indiana 25 Male 5 years max $2,900 $52.76
Dental Hygienist California 44 Female To age 65 $3,470 $256.58
Otolaryngology Resident Physician New York 29 Male To age 65 $5,000 $138.78
Anesthesiology Resident Physician Arkansas 29 Female To age 65 $5,000 $168.97
Dental Hygienist Colorado 30 Female To age 65 $2,750 $105.92
Emergency Medicine Alabama 29 Male To age 65 $6000 $186.54
Critical Care Anesthesiology Physician California 31 Male To age 65 $5,000 $190.40
Cosmetologist California 32 Female To age 67 $3,200 $145.83
Dental Hygienist Illinois 24 Female To age 65 $3,220 $89.49
Ophthalmologist California 45 Female To age 65 $11,910 $583.74
Dental Hygienist Washington 43 Female To age 65 $2,980 $137.07
Radiology Physician Fellow – Radiologist Ohio 33 Male To age 65 $5,000 $141.25
Acupuncturist Massachusetts 50 Female To age 65 $4,270 $497.51
Realtor – Real Estate Agent Nevada 33 Male To age 65 $6,360 $201.96
Pharmacist Idaho 32 Male To age 65 $7,300 $171.49
Emergency Medicine Montana 39 Male To age 65 $12125 $578.63
Orthopedic Surgeon New Hampshire 34 Male To age 65 $15,000 $454.36
Physical Therapist Alaska 38 Male To age 65 $4,870 $141.75
Physical Therapist Alaska 38 Female To age 65 $5,350 $240.18
Gastroenterology Fellow Physician GI Louisiana 32 Male To age 65 $5,000 $106.43
Dental Hygienist Michigan 44 Female To age 65 $2,890 $202.79
Architect Massachusetts 35 Male To age 65 $5000 (pdf shows $8910) $123.01 (approximation using the $8910 quote reduced to $5000) – $219.20 as $8910 monthly benefit
Dental Hygienist California 48 Female To age 65 $3,660 $359.77
Chiropractic Physician Texas 55 Male To age 67 $5,000 $543.27
Dental Hygienist Mississippi 32 Female To age 65 $3,150 $130.06
General Dentist Texas 45 Male To age 65 $11,350 $648.23
Dental Hygienist Texas 54 Female To age 65 $2,890 $192.48
Physical Therapist Rhode Island 40 Female To age 67 $4,660 $185.22
Dental Hygienist California 34 Female To age 65 $4,560 $319.34
Dental Hygienist Texas 53 Female To age 65 $3,630 $252.86
Attorney – Lawyer New York 36 Female To age 65 $8350 $285.34
Attorney New York 35 Male To age 65 $5,800 $125.99
Cosmetologist – Hair Stylist New Jersey 33 Female To age 67 $2,600 $75.16
Hospitalist North Carolina 43 Male To age 65 $9,600 $359.23
Dental Hygienist Texas 37 Female To age 65 $3,470 $171.32
Electrician apprentice Hawaii 33 Female To age 67 $2,400 $144.39
Dental Hygienist Illinois 25 Female 10 years max $1,000 $43.65
CRNA – Certified Nurse Anesthetist Arkansas 40 Female To age 65 $3,020 $199.52
Dental Hygienist Texas 40 Male To age 65 $3,430 $127.76
General Surgery Resident Physician – Trauma Surgeon District of Columbia 30 Female To age 65 $5,000 $146.35
General Dentist Texas 38 Female To age 65 $11,910 $493.15
Dermatopathology California 36 Female To age 65 $10,000 $453.19

MOST RECENT TERM LIFE INSURANCE QUOTES BY OUR VISITORS

Occupation State of Residence Age Gender Benefit Period Monthly Benefit Monthly Premium
Psychiatrist – Psychiatry Physician Louisiana 40 Female To age 65 $7,550 $359.23
Sports Medicine Resident Physician Pennsylvania 27 Male To age 65 $5,000 $119.27
Clinical / Medical Hypnotherapist California 55 Female To age 65 $3,250 $201.60
Anesthesiology Resident Physician Pennsylvania 32 Male To age 65 $5,000 $158.68
Emergency Medicine Physician Texas 37 Male To age 65 $11,375 $433.78
Interventional Radiology Fellow Physician Michigan 33 Male To age 65 $5,000 $126.42
Dental Hygienist California 36 Female To age 65 $3,150 $184.83
Retina / Ophthalmology Physician – Fellow District of Columbia 34 Male To age 65 $5,000 $146.83
General Surgery Resident Physician Massachusetts 33 Male To age 65 $5,000 $133.52
Engineer Florida 35 Male To age 65 $9,200 $208.10
Dermatology Resident Physician – Dermatologist Ohio 28 Female To age 65 $5000 $130.95
Anesthesia Resident Physician Indiana 38 Male To age 65 $5000 $222.66 (would be less if we can use the resident discount)
Diagnostic Radiology Resident Physician Pennsylvania 29 Male To age 65 $5,000 $100.66
Internal Medicine Resident Physician Ohio 26 Female To age 65 $5,000 $120.05
Software Engineer Alabama 30 Female To age 65 $1290 $45.58
Obstetrician/Gynecologist Physician – OB/GYN Minnesota 34 Female To age 65 $13090 $572.86
Engineer Virginia 51 Male To age 65 $7,800 $298.37
Hairstylist California 31 Female To age 67 $4,000 $212.27
Union Carpenter Kentucky 54 Male 5 years max $2,800 $195.17
Dermatology Resident Physician Massachusetts 35 Female To age 65 $5,000 $237.71
General Dentist Ohio 29 Female To age 65 $5,700 $221.55
Cardiologist – Physician West Virginia 31 Male To age 65 $5,000 $111.27
Family Medicine Physician Georgia 31 Female To age 65 $9,200 $287.49
Hairstylist Indiana 55 Female To age 65 $4,000 $144.39
General Surgery Resident Physician California 28 Female To age 65 $5,000 $266.58
Dental Hygienist Oklahoma 24 Female To age 67 $3,470 $96.63
Electrician Utah 35 Male 10 years max $1,200 $59.31
Emergency Medicine Resident Physician Louisiana 35 Male To age 65 $5,000 $109.51
Pulmonary Critical Care Physician California 28 Male To age 65 $5,000 $139.85
Chiropractor New York 29 Female 10 years max $3,000 $139.54
General Dentist Pennsylvania 30 Male To age 65 $4,000 $141.39
Dental Hygienist Idaho 39 Female To age 65 $3,470 $166.74
Family Practice – Family Medicine Physician Washington 58 Male To age 65 $5,000 $230.07
Dental Hygienist Washington 39 Female To age 67 $3,700 $188.66
Dental Hygienist California 40 Female To age 65 $1,000 $78.66
Anesthesiology Resident Physician New York 29 Male To age 65 $5,000 $140.81
CRNA Idaho 49 Female To age 65 $3,225 $234.44
General Dentist Resident Utah 28 Male To age 65 $3,500 $104.77
Senior Scientific Supervisor – Scientist California 40 Male To age 65 $5,360 $243.01
Senior Medical Student going into General Surgery Residency Florida 31 Female To age 65 $3,750 $149.78
Small Animal Veterinarian Nebraska 38 Female To age 65 $4,300 $186.37
Internal Medicine Physician Massachusetts 40 Male To age 65 $4,960 $208.01
Family Medicine Resident Physician Iowa 30 Female To age 65 $7,000 $207.34
Pediatric Cardiology Fellow Physician Ohio 36 Female To age 65 $7,500 $266.36
Oral and Maxillofacial Surgery – Dentist – USAF – Military Utah 27 Male To age 65 $2,300 (plus $1,863 CAT) $91.75
Pharmacist Utah 28 Male To age 65 $1,810 $37.53
Anesthesiologist Fellow Physician – Anesthesia Oklahoma 33 Male To age 65 $10,000 $361.64
Gastroenterology Fellow Physician Missouri 32 Male To age 65 $7,500 $178.48
Urology Resident Physician Florida 26 Female To age 65 $5,000 $174.64
Radiology Resident Physician Florida 26 Male To age 65 $5,000 $96.80
General Dentistry Resident – Dentist Texas 26 Male To age 65 $4000 $122.16
Orthodontics Resident – Orthodontist Utah 27 Male To age 65 $4,000 $90.41
Internal Medicine Resident Physician Michigan 29 Female To age 65 $5,000 $156.46
Pharmacist Tennessee 37 Female To age 65 $5740 $236.60
Physical Therapist South Carolina 51 Female To age 65 $2,990 $270.35 (to age 65)
OB/GYN Physician – Obstetrics – Gynecologist Kansas 41 Female To age 65 $6,700 $401.62
Internal Medicine Resident Physician Louisiana 36 Male To age 65 $5,000 $146.14 (inadvertently ran by Ohio National with $5000 CAT, other plans don’t have it, would be lowest cost without)
Dental Assistant North Carolina 43 Female To age 65 $1,850 $44.36
Dental Hygienist California 36 Female To age 65 $2,400 $140.20
Family Medicine Physician California 33 Male To age 65 $4100 $160.86
Dermatology Resident Physician – Dermatologist Florida 32 Male To age 65 $5,000 $130.48
Pediatric Gastroenterology – GI Physician New York 36 Male To age 65 $5,000 $122.71
Speech Pathologist New York 49 Female To age 65 $1,428 $68.66
Pharmacist California 61 Male To age 65 $6,050 $234.04
Emergency Medicine Resident Physician New York 27 Male To age 65 $5,000 $201.10
Engineer Maryland 36 Male To age 65 $4,200 $117.37
Family Medicine Physician Wisconsin 34 Male To age 65 $11150 $271.14
Anesthesiology – Interventional Pain Management Physician – Anesthesia Wisconsin 31 Male To age 65 $5,000 $151.94
Anesthesiology Resident Physician – Anesthesia Florida 27 Male To age 65 $5,000 $164.19 ($1902.57 annual – makes it lowest price on market)
Dental Hygienist Pennsylvania 58 Female 5 years max $3,660 $188.50
Pediatric Cardiologist Fellow/Resident – Pediatrics Physician District of Columbia 29 Female To age 65 $5,000 $164.83
Pain Management Physician – Interventional (PM&R) Maine 38 Male To age 65 $11,300 $430.01
Architect California 57 Male To age 67 $5,440 $280.99
Pediatrician – Pediatrics – Physician Oregon 29 Female To age 65 $9,200 $263.31
Dental Assistant Connecticut 60 Female 2 years max $1,285 $47.31
Dental Hygienist North Carolina 34 Female To age 67 $3,150 $135.69 ($94.87 if we use Illinois Mutual but not true own occ)
Dental Hygienist Illinois 52 Female To age 65 $4,900 $235.17
Pediatrics Resident Physician – Pediatrician Arkansas 26 Female To age 65 $5,000 $132.56
Emergency Medicine Resident Physician Pennsylvania 27 Female To age 65 $5,000 $205.84
Pulmonary and Critical Care Medicine Fellow Physician Massachusetts 31 Male To age 65 $5,000 $101.83
Dental Hygienist California 38 Female To age 65 $3,800 $299.57
Allergy Immunology Physician – Allergist Immunologist Texas 31 Female To age 65 $8,500 $373.57
Hematology Oncology Fellow Physician Connecticut 40 Male To age 65 $5,000 $158.56
Graduating medical student going into Radiology Physician residency program in Florida Florida 29 Female To age 65 $5,000 $224.43
Family Medicine Physician California 38 Female To age 65 $8,700 $530.13
Doctor of acupuncture and oriental medicine – acupuncturist California 50 Male To age 65 $3,610 $377.45
Anesthesiologist – Anesthesiology Resident Physician Massachusetts 29 Male To age 65 $5,000 $144.03
Orthopedic Surgery Resident Physician California 35 Male To age 65 $5,000 $225.08
Dental Hygienist North Carolina 34 Female To age 65 $3,100 $94.87
Orthopedic Surgery – Physician California 33 Male To age 65 $5,000 $206.89
Otolaryngology Resident Physician – ENT Massachusetts 27 Female To age 65 $5,000 $174.03
Internal Medicine Physician California 30 Male To age 65 $5,000 $160.74
Pediatrics Resident – Pediatrician Physician Arkansas 30 Female To age 65 $5,000 $152.78
Hairstylist Arizona 27 Female To age 65 $4,500 $150.12
Family Medicine Resident Physician Minnesota 26 Male To age 65 $5,000 $93.71
Internal Medicine Physician Indiana 32 Female To age 65 $3,390 $140.58
Pediatrician – Pediatrics – Physician Maryland 31 Female To age 65 $5,000 $158.40
Dental Hygienist California 36 Female To age 65 $4,250 $238.17
Psychiatry – Psychiatrist Physician Washington 34 Male To age 65 $11,300 $298.69
Emergency Medicine Physician Florida 29 Male To age 65 $10,125 $307.86
Orthopedic Surgery Resident Physician – Orthopedics Surgeon Massachusetts 26 Male To age 65 $5,000 $122.05 (with resident discount of 20%)
General Surgery Resident Louisiana 31 Female To age 65 $980 $57.86 if level premium (35.84 if using graded premium)
Physical Medicine & Rehabilitation – PM&R Physician California 30 Male To age 65 $5,000 $191.92
Hairstylist California 47 Female 5 years max $2,820 $183.78
Urologist – Urology Physician Oregon 38 Male To age 65 $5,000 $219.26
Neurosurgeon – Physician – Neurosurgery Missouri 39 Male To age 65 $15,000 $519.92
General Surgery Resident Physician – Surgeon Louisiana 31 Female To age 65 $5,000 $246.11 (205.16 if doing graded premium)
Otolaryngologist ENT Physician – Otolaryngology Delaware 39 Female To age 65 $15,000 $830.00
Diagnostic Radiology Fellow Physician Michigan 34 Male To age 65 $5,000 $149.16
Diagnostic Radiology Resident Physician – Radiologist Tennessee 28 Male To age 65 $5,000 $117.52
Pharmacist North Carolina 29 Female To age 65 $7,100 $239.75
Chiropractor Florida 36 Male To age 67 $7,100 $473.43
Gastroenterology – Gastroenterologist Physician Ohio 36 Male To age 65 $12,700 $371.35
Interventional Nephrologist Ohio 35 Female To age 65 $2600 $105.40
Internal Medicine Physician – Internist New York 33 Female To age 65 $5,000 $198.16
Hospitalist Physician California 29 Male To age 65 $2,420 $72.06
Hairstylist New York 50 Female To age 65 $2,750 $120.36
Urology Resident Physician – Urologist Illinois 30 Male To age 65 $5,000 $125.34
Family Medicine Resident Physician Illinois 30 Female To age 65 $5,000 $199.53
Real Estate Appraiser California 46 Male To age 65 $5,940 $224.62
Orthopedics Resident Physician – Orthopedic Surgeon Alabama 25 Male To age 65 $5,000 $123.48
Pediatrics Resident Physician – Pediatrician Pennsylvania 29 Female To age 65 $5,000 $146.63
Marketing Professional Illinois 36 Male To age 65 $7,000 $211.40
Pediatric Pulmonology Physician – Pediatrician – Pulmonologist Illinois 36 Female To age 65 $11,350 $490.77
Orthopedic Surgery Resident Physician Wisconsin 29 Male To age 65 $5,000 $132.88 (another 5% discount if we setup a multi life discount in residency program)
Dermatology Resident Physician Massachusetts 32 Male To age 65 $5,000 $134.83
Engineer Minnesota 31 Male To age 65 $4,700 $115.76
Nurse Practitioner Maryland 35 Female To age 65 $5,000 $264.72
Pediatrician Resident Physician going into military – active duty USAF Air Force Texas 29 Male To age 65 $5,000 $137.69
Anesthesia Resident Physician – Anesthesiologist Alabama 30 Male To age 65 $5,000 $152.22
Hospitalist Physician (working part time) South Carolina 43 Female To age 65 $5,000 $272.25
Oral & Maxillofacial Surgeon – Dentist – Resident Minnesota 29 Male To age 65 $4,000 $119.87
Interventional Radiologist New York 37 Male To age 65 $15,000 $491.52
Cosmetologist Washington 35 Female 5 years max $1,550 $54.05
Head of Operations – Biomedical and computer science journal California 34 Female To age 65 $4,800 $268.60
Family Medicine Practice Physician Virginia 32 Female To age 65 $9,515 ($4,335 drops off after 5 years to mesh with existing 5 year benefit period plan) $304.06
Minor Auto Repair Mechanic & Detailing Wyoming 26 Male To age 65 $2,480 $51.54
Neurologist Physician – Neurology New York 37 Female To age 65 $7,500 $365.95
Anesthesiologist Wisconsin 40 Male To age 65 $16320 $715.02
Physician Assistant Nevada 41 Female To age 65 $5,700 $311.48
Senior Medical Student, graduating going into Internal Medicine residency program Connecticut 27 Male To age 65 $5,000 $102.83
Dental Hygienist Washington 37 Female To age 65 $2,600 $138.95
Senior Medical Student – transitioning into Emergency Medicine Physician residency New York 29 Male To age 65 $2,500 as student with 10% discount, another $2500 as first year resident $71.65 for $2500 as medical student, $78.09 for $2500 as resident (combined $5000, total $149.74)
Dental Hygienist Washington 39 Male To age 65 $5,560 $206.91
Anesthesiologist Resident Physician – Anesthesia Ohio 30 Male To age 65 $5,000 $168.86
Psychiatrist California 39 Female To age 65 $6,000 $403.55
Sales Manager Michigan 46 Female To age 65 $8,370 $380.35
Veterinarian – Large Animals Vermont 30 Female To age 65 $3,600 $165.87
Dental Hygienist Florida 38 Female To age 65 $3,400 $179.57
Radiology Resident Physician – Interventional Radiologist Massachusetts 29 Male To age 65 $5,000 $119.23
Anesthesiologist – Resident Physician Anesthesia Pennsylvania 30 Male To age 65 $5000 $161.46
Dermatology Resident Physician Texas 30 Female To age 65 $5,000 $199.53
Emergency Medicine Physician Virginia 31 Male To age 65 $6500 + 3500 = 10,000 $327.05
East Asian Medicine Practitioner (Licensed Acupuncturist) Washington 44 Female 10 years max $5,000 $266.11
Pediatric Hospital Medicine Physician Fellow Ohio 30 Female To age 65 $5,000 $150.37
Child, Adolescent, Adult – Internal Medicine Physician Washington 38 Female To age 65 $10,800 $510.17
Hair Stylist / Hair Dresser North Carolina 44 Male 5 years max $2,750 $106.34
Audiologist Wisconsin 31 Male To age 65 $4,310 $125.49
Accountant Florida 39 Male To age 65 $5,000 $120.62
Pharmacist Washington 28 Female To age 65 $6,600 $216.09
Psychiatry Fellow Physician Oregon 37 Male To age 65 $5,000 $267.23
OB/GYN – Obstetrician Gynecologist Resident Physician New York 31 Female To age 65 $5,000 $241.88
Psych RN – Registered Nurse Oregon 48 Female To age 65 $4,600 $322.60
OB/GYN Physician – Obstetrician Gynecologist North Carolina 31 Male To age 65 $14,600 $348.52
Dental Hygienist Florida 54 Female To age 65 $5,000 $373.78
Emergency Medicine Resident Physician Minnesota 28 Male To age 65 $5,000 $149.45
Dental Hygienist California 34 Female To age 65 $3,890 $203.60
Hair Stylist New York 31 Female To age 65 $2,800 $108.24
Podiatrist California 31 Female To age 65 $3,400 $158.84
Emergency Medicine Resident Physician Illinois 27 Female To age 65 $5,000 $222.54
Gastroenterologist – Physician California 34 Female To age 65 $16,425 $610.86
Sports Medicine Primary Care – Internal Medicine Pennsylvania 32 Male To age 65 $5,000 $123.27
Dental Hygienist California 31 Female To age 65 $5,390 $263.72
Occupational Therapist New Jersey 29 Female To age 65 $4,500 $171.32
Remodeling Contractor Missouri 54 Male 5 years max $4,920 $295.19
Family Medicine Physician Florida 35 Female To age 65 $7,600 $224.97
Diagnostic Radiologist – Physician Texas 40 Male To age 65 $14,760 $479.57
Dental Hygienist California 58 Female To age 65 $3,400 $203.65
Infectious Disease Internal Medicine Physician Georgia 36 Male To age 65 $8,350 $289.77
Urogynecologist – Gynecologist North Carolina 36 Male To age 65 $5,000 $180.75 ($163.17 if we use Ameritas)
General Dentist Iowa 29 Male To age 65 $13,515 $433.95
Dental Hygienist Virginia 30 Female To age 65 $3,630 $131.62
Recruiter Texas 46 Female To age 65 $9,200 $526.83
Pediatric Oncology and Hematology Physician Massachusetts 34 Female To age 65 $5,000 $133.05 ($218.26 without the discount)
Diagnostic Radiologist – Physician California 37 Male To age 65 $15,000 $552.47
OB/GYN – Obstetrician Gynecologist Physician Illinois 39 Female To age 65 $4,200 $190.42
Ophthalmologist – Physician Georgia 36 Male To age 65 $2,790 $1215.71
Ophthalmology Resident Physician Minnesota 28 Male To age 65 $5,000 $112.67
General Pediatrician – Pediatrics Physician Iowa 31 Male To age 65 $2,990 $70.24
Cardiology Fellow Physician Texas 32 Male To age 65 $5,000 $151.62
Pharmacist California 28 Female To age 65 $5,940 $290.89
General Dentist Texas 31 Female To age 65 $8,350 $319.35
General Surgery Resident Physician Wisconsin 30 Female To age 65 $5,000 $269.29
Dental Hygienist North Carolina 34 Female To age 65 $3,400 $149.22
Gastroenterology Physician Maryland 37 Female To age 65 $6,200 $189.19
Pediatrics Resident – Pediatrician Physician New York 26 Male To age 65 $5,000 $87.96
Dental Hygienist California 36 Female To age 65 $3,560 $209.78
Acupuncturist Colorado 28 Female To age 65 $6,000 $252.15
Dental Hygienist Idaho 38 Female 5 years max $3,500 $162.71
Child Psychiatrist – Physician California 46 Female To age 65 $6,245 $416.59
Occupational Therapist New York 31 Female To age 65 $3,470 $169.72
Speech-Language Pathologist New York 44 Female To age 65 $4,400 $174.33
Pathology – Dermatopathology Physician Fellow Louisiana 37 Female To age 65 $5,000 $252.03
Emergency Medicine Resident Physician Massachusetts 34 Male To age 65 $6,000 $213.36
Hospitalist – Physician Florida 33 Male To age 65 $17,000 $444.00
Orthopedic Surgery Resident Physician Florida 31 Female To age 65 $5,000 $298.89
Pain Management Physician Georgia 34 Male To age 65 $13,000 $400.31
Podiatric Surgery – Physician Oklahoma 32 Male To age 65 $7,500 $270.69
Police Officer – Law Enforcement Indiana 25 Male 5 years max $2,900 $52.76
Dental Hygienist California 44 Female To age 65 $3,470 $256.58
Otolaryngology Resident Physician New York 29 Male To age 65 $5,000 $138.78
Anesthesiology Resident Physician Arkansas 29 Female To age 65 $5,000 $168.97
Dental Hygienist Colorado 30 Female To age 65 $2,750 $105.92
Emergency Medicine Alabama 29 Male To age 65 $6000 $186.54
Critical Care Anesthesiology Physician California 31 Male To age 65 $5,000 $190.40
Cosmetologist California 32 Female To age 67 $3,200 $145.83
Dental Hygienist Illinois 24 Female To age 65 $3,220 $89.49
Ophthalmologist California 45 Female To age 65 $11,910 $583.74
Dental Hygienist Washington 43 Female To age 65 $2,980 $137.07
Radiology Physician Fellow – Radiologist Ohio 33 Male To age 65 $5,000 $141.25
Acupuncturist Massachusetts 50 Female To age 65 $4,270 $497.51
Realtor – Real Estate Agent Nevada 33 Male To age 65 $6,360 $201.96
Pharmacist Idaho 32 Male To age 65 $7,300 $171.49
Emergency Medicine Montana 39 Male To age 65 $12125 $578.63
Orthopedic Surgeon New Hampshire 34 Male To age 65 $15,000 $454.36
Physical Therapist Alaska 38 Male To age 65 $4,870 $141.75
Physical Therapist Alaska 38 Female To age 65 $5,350 $240.18
Gastroenterology Fellow Physician GI Louisiana 32 Male To age 65 $5,000 $106.43
Dental Hygienist Michigan 44 Female To age 65 $2,890 $202.79
Architect Massachusetts 35 Male To age 65 $5000 (pdf shows $8910) $123.01 (approximation using the $8910 quote reduced to $5000) – $219.20 as $8910 monthly benefit
Dental Hygienist California 48 Female To age 65 $3,660 $359.77
Chiropractic Physician Texas 55 Male To age 67 $5,000 $543.27
Dental Hygienist Mississippi 32 Female To age 65 $3,150 $130.06
General Dentist Texas 45 Male To age 65 $11,350 $648.23
Dental Hygienist Texas 54 Female To age 65 $2,890 $192.48
Physical Therapist Rhode Island 40 Female To age 67 $4,660 $185.22
Dental Hygienist California 34 Female To age 65 $4,560 $319.34
Dental Hygienist Texas 53 Female To age 65 $3,630 $252.86
Attorney – Lawyer New York 36 Female To age 65 $8350 $285.34
Attorney New York 35 Male To age 65 $5,800 $125.99
Cosmetologist – Hair Stylist New Jersey 33 Female To age 67 $2,600 $75.16
Hospitalist North Carolina 43 Male To age 65 $9,600 $359.23
Dental Hygienist Texas 37 Female To age 65 $3,470 $171.32
Electrician apprentice Hawaii 33 Female To age 67 $2,400 $144.39
Dental Hygienist Illinois 25 Female 10 years max $1,000 $43.65
CRNA – Certified Nurse Anesthetist Arkansas 40 Female To age 65 $3,020 $199.52
Dental Hygienist Texas 40 Male To age 65 $3,430 $127.76
General Surgery Resident Physician – Trauma Surgeon District of Columbia 30 Female To age 65 $5,000 $146.35
General Dentist Texas 38 Female To age 65 $11,910 $493.15
Dermatopathology California 36 Female To age 65 $10,000 $453.19

MEET THE OWNERS

Joe Capone, ChFC ®, LUTCF

Joe Capone, ChFC ®, LUTCF

Co-Owner, Insurance Broker
Joe has been an insurance broker for over 10 years. Licensed in all 50 states. Combining his web development expertise with running an online insurance brokerage, Joe has become one of the top term life and disability insurance for physicians and dentists agents in the nation.
Rick Warren Jr., MBA

Rick Warren Jr., MBA

Co-Owner, Insurance Broker
Rick has over 8 years of experience in the insurance business. An absolute expert when it comes to understanding policy terms and language. Rick helps
Physicians and Dentists and people in other occupations to secure high quality Term Life Insurance and Own Occupation Disability Insurance. Licensed in all 50 states.