Your source for all things term life and disability insurance
We have relationships with most of Americas top rated term life insurance and disability insurance companies, enabling us to find the best solution for you.
Work with Insuring Income to get your life or disability insurance application approved as efficiently as possible. Experienced with just about every medical condition when it comes to underwriting.
Disability Insurance for
Physicians and Dentists
Working with the top specialty specific disability insurance carriers. Gain the peace of mind of knowing that if a sickness or injury prevents working in a medical specialty that a total claim could be possible with the right policy from the right company.
Meet The Team
The disability policies that we quote can protect you in your medical specialty. We specialize in
disability insurance for physicians and dentists.
Joe Capone, LUTCF, ChFCCo-Owner, Insurance Broker
Joe has over 13 years of experience in the life and disability insurance business. An expert when it comes to understanding policy terms and language. Joe helps Physicians and Dentists and people in other occupations to secure high quality Term Life Insurance and Own Occupation Disability Insurance. Licensed in all 50 states.
Rick Warren Jr., MBACo-Owner, Insurance Broker
Rick has been in the life and disability insurance business for 10 years. Since the majority of the individuals that work with Insuring Income are physicians and dentists, Rick has gained an expert level understanding of the intricacies of policy design. Rick prides himself in the work he does to find clients the absolute best term life health class along with looking for savings for clients wherever they can be had.
Steve Misdea, CLTCCo-Owner, Insurance Broker
Steve joined Insuring Income in 2018. As the company was growing, Rick and Joe knew they would need to find an insurance agent that was an expert with helping physicians and dentists to find the optimal specialty specific disability insurance and term life policies. Steve started working with Insuring Income on a part time basis but that quickly changed and today, Steve is a partner at the agency.
Know What People Say About Us
I had a great experience working with Joe and Rick through Insuring Income. They helped me figure out which type of term life insurance was most beneficial for myself and my family and were quick to give me quotes for many different scenarios. They talked me through everything needed to apply and purchase insurance and were always quick with answers to questions I had. Lastly, they are continuing to shop around for me, just to make sure I got the best price for the product I chose. All in all, you can use Insuring Income with confidence that you will get the best deal for the best product.
Very helpful with assisting my purchase of two term life insurance policies. Prompt communication and professional the entire process. I was happy enough with their help that I used them again to buy a second term life policy a few months later.
Emergency Medicine Physician
Joe and Rick did an excellent job exploring my needs and then finding policies that matched well, and then they were able to get me a great deal on well-matched policies for disability income protection and life insurance. I was impressed by their prompt attention to my questions, their generous availability by convenient means of communication (email, text, phone), and their expertise in the available policies and insurance companies. With the level of service provided by these guys, there really is no need to have an agent who is geographically close to where you live.
What a difference it was going through this company to get life insurance. I had tried through a company that my work had referred and it was a disaster, my monthly cost doubled from the quote. Working with Joe, he actually lowered the monthly cost from the quote. He was a true advocate for me and put me first. It was a great feeling knowing what was going on and being informed of the status of the application during the whole process. If the chance came to work with Joe again, I would in a heartbeat. I am going to send my family and friends to Joe and Rick.
These guys were fantastic every step along the way! They always kept in close contact with me throughout the process of acquiring life insurance and made a complicated process very simple. I would wholeheartedly recommend Insuring Income!