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Occupation State of Residence Age Gender Benefit Period Monthly Benefit Monthly Premium
Psychiatrist – Psychiatry Physician Louisiana 40 Female To age 65 $7,550 $359.23
Sports Medicine Resident Physician Pennsylvania 27 Male To age 65 $5,000 $119.27
Clinical / Medical Hypnotherapist California 55 Female To age 65 $3,250 $201.60
Anesthesiology Resident Physician Pennsylvania 32 Male To age 65 $5,000 $158.68
Emergency Medicine Physician Texas 37 Male To age 65 $11,375 $433.78
Interventional Radiology Fellow Physician Michigan 33 Male To age 65 $5,000 $126.42
Dental Hygienist California 36 Female To age 65 $3,150 $184.83
Retina / Ophthalmology Physician – Fellow District of Columbia 34 Male To age 65 $5,000 $146.83
General Surgery Resident Physician Massachusetts 33 Male To age 65 $5,000 $133.52
Engineer Florida 35 Male To age 65 $9,200 $208.10
Dermatology Resident Physician – Dermatologist Ohio 28 Female To age 65 $5000 $130.95
Anesthesia Resident Physician Indiana 38 Male To age 65 $5000 $222.66 (would be less if we can use the resident discount)
Diagnostic Radiology Resident Physician Pennsylvania 29 Male To age 65 $5,000 $100.66
Internal Medicine Resident Physician Ohio 26 Female To age 65 $5,000 $120.05
Software Engineer Alabama 30 Female To age 65 $1290 $45.58
Obstetrician/Gynecologist Physician – OB/GYN Minnesota 34 Female To age 65 $13090 $572.86
Engineer Virginia 51 Male To age 65 $7,800 $298.37
Hairstylist California 31 Female To age 67 $4,000 $212.27
Union Carpenter Kentucky 54 Male 5 years max $2,800 $195.17
Dermatology Resident Physician Massachusetts 35 Female To age 65 $5,000 $237.71
General Dentist Ohio 29 Female To age 65 $5,700 $221.55
Cardiologist – Physician West Virginia 31 Male To age 65 $5,000 $111.27
Family Medicine Physician Georgia 31 Female To age 65 $9,200 $287.49
Hairstylist Indiana 55 Female To age 65 $4,000 $144.39
General Surgery Resident Physician California 28 Female To age 65 $5,000 $266.58
Dental Hygienist Oklahoma 24 Female To age 67 $3,470 $96.63
Electrician Utah 35 Male 10 years max $1,200 $59.31
Emergency Medicine Resident Physician Louisiana 35 Male To age 65 $5,000 $109.51
Pulmonary Critical Care Physician California 28 Male To age 65 $5,000 $139.85
Chiropractor New York 29 Female 10 years max $3,000 $139.54
General Dentist Pennsylvania 30 Male To age 65 $4,000 $141.39
Dental Hygienist Idaho 39 Female To age 65 $3,470 $166.74
Family Practice – Family Medicine Physician Washington 58 Male To age 65 $5,000 $230.07
Dental Hygienist Washington 39 Female To age 67 $3,700 $188.66
Dental Hygienist California 40 Female To age 65 $1,000 $78.66
Anesthesiology Resident Physician New York 29 Male To age 65 $5,000 $140.81
CRNA Idaho 49 Female To age 65 $3,225 $234.44
General Dentist Resident Utah 28 Male To age 65 $3,500 $104.77
Senior Scientific Supervisor – Scientist California 40 Male To age 65 $5,360 $243.01
Senior Medical Student going into General Surgery Residency Florida 31 Female To age 65 $3,750 $149.78
Small Animal Veterinarian Nebraska 38 Female To age 65 $4,300 $186.37
Internal Medicine Physician Massachusetts 40 Male To age 65 $4,960 $208.01
Family Medicine Resident Physician Iowa 30 Female To age 65 $7,000 $207.34
Pediatric Cardiology Fellow Physician Ohio 36 Female To age 65 $7,500 $266.36
Oral and Maxillofacial Surgery – Dentist – USAF – Military Utah 27 Male To age 65 $2,300 (plus $1,863 CAT) $91.75
Pharmacist Utah 28 Male To age 65 $1,810 $37.53
Anesthesiologist Fellow Physician – Anesthesia Oklahoma 33 Male To age 65 $10,000 $361.64
Gastroenterology Fellow Physician Missouri 32 Male To age 65 $7,500 $178.48
Urology Resident Physician Florida 26 Female To age 65 $5,000 $174.64
Radiology Resident Physician Florida 26 Male To age 65 $5,000 $96.80
General Dentistry Resident – Dentist Texas 26 Male To age 65 $4000 $122.16
Orthodontics Resident – Orthodontist Utah 27 Male To age 65 $4,000 $90.41
Internal Medicine Resident Physician Michigan 29 Female To age 65 $5,000 $156.46
Pharmacist Tennessee 37 Female To age 65 $5740 $236.60
Physical Therapist South Carolina 51 Female To age 65 $2,990 $270.35 (to age 65)
OB/GYN Physician – Obstetrics – Gynecologist Kansas 41 Female To age 65 $6,700 $401.62
Internal Medicine Resident Physician Louisiana 36 Male To age 65 $5,000 $146.14 (inadvertently ran by Ohio National with $5000 CAT, other plans don’t have it, would be lowest cost without)
Dental Assistant North Carolina 43 Female To age 65 $1,850 $44.36
Dental Hygienist California 36 Female To age 65 $2,400 $140.20
Family Medicine Physician California 33 Male To age 65 $4100 $160.86
Dermatology Resident Physician – Dermatologist Florida 32 Male To age 65 $5,000 $130.48
Pediatric Gastroenterology – GI Physician New York 36 Male To age 65 $5,000 $122.71
Speech Pathologist New York 49 Female To age 65 $1,428 $68.66
Pharmacist California 61 Male To age 65 $6,050 $234.04
Emergency Medicine Resident Physician New York 27 Male To age 65 $5,000 $201.10
Engineer Maryland 36 Male To age 65 $4,200 $117.37
Family Medicine Physician Wisconsin 34 Male To age 65 $11150 $271.14
Anesthesiology – Interventional Pain Management Physician – Anesthesia Wisconsin 31 Male To age 65 $5,000 $151.94
Anesthesiology Resident Physician – Anesthesia Florida 27 Male To age 65 $5,000 $164.19 ($1902.57 annual – makes it lowest price on market)
Dental Hygienist Pennsylvania 58 Female 5 years max $3,660 $188.50
Pediatric Cardiologist Fellow/Resident – Pediatrics Physician District of Columbia 29 Female To age 65 $5,000 $164.83
Pain Management Physician – Interventional (PM&R) Maine 38 Male To age 65 $11,300 $430.01
Architect California 57 Male To age 67 $5,440 $280.99
Pediatrician – Pediatrics – Physician Oregon 29 Female To age 65 $9,200 $263.31
Dental Assistant Connecticut 60 Female 2 years max $1,285 $47.31
Dental Hygienist North Carolina 34 Female To age 67 $3,150 $135.69 ($94.87 if we use Illinois Mutual but not true own occ)
Dental Hygienist Illinois 52 Female To age 65 $4,900 $235.17
Pediatrics Resident Physician – Pediatrician Arkansas 26 Female To age 65 $5,000 $132.56
Emergency Medicine Resident Physician Pennsylvania 27 Female To age 65 $5,000 $205.84
Pulmonary and Critical Care Medicine Fellow Physician Massachusetts 31 Male To age 65 $5,000 $101.83
Dental Hygienist California 38 Female To age 65 $3,800 $299.57
Allergy Immunology Physician – Allergist Immunologist Texas 31 Female To age 65 $8,500 $373.57
Hematology Oncology Fellow Physician Connecticut 40 Male To age 65 $5,000 $158.56
Graduating medical student going into Radiology Physician residency program in Florida Florida 29 Female To age 65 $5,000 $224.43
Family Medicine Physician California 38 Female To age 65 $8,700 $530.13
Doctor of acupuncture and oriental medicine – acupuncturist California 50 Male To age 65 $3,610 $377.45
Anesthesiologist – Anesthesiology Resident Physician Massachusetts 29 Male To age 65 $5,000 $144.03
Orthopedic Surgery Resident Physician California 35 Male To age 65 $5,000 $225.08
Dental Hygienist North Carolina 34 Female To age 65 $3,100 $94.87
Orthopedic Surgery – Physician California 33 Male To age 65 $5,000 $206.89
Otolaryngology Resident Physician – ENT Massachusetts 27 Female To age 65 $5,000 $174.03
Internal Medicine Physician California 30 Male To age 65 $5,000 $160.74
Pediatrics Resident – Pediatrician Physician Arkansas 30 Female To age 65 $5,000 $152.78
Hairstylist Arizona 27 Female To age 65 $4,500 $150.12
Family Medicine Resident Physician Minnesota 26 Male To age 65 $5,000 $93.71
Internal Medicine Physician Indiana 32 Female To age 65 $3,390 $140.58
Pediatrician – Pediatrics – Physician Maryland 31 Female To age 65 $5,000 $158.40
Dental Hygienist California 36 Female To age 65 $4,250 $238.17
Psychiatry – Psychiatrist Physician Washington 34 Male To age 65 $11,300 $298.69
Emergency Medicine Physician Florida 29 Male To age 65 $10,125 $307.86
Orthopedic Surgery Resident Physician – Orthopedics Surgeon Massachusetts 26 Male To age 65 $5,000 $122.05 (with resident discount of 20%)
General Surgery Resident Louisiana 31 Female To age 65 $980 $57.86 if level premium (35.84 if using graded premium)
Physical Medicine & Rehabilitation – PM&R Physician California 30 Male To age 65 $5,000 $191.92
Hairstylist California 47 Female 5 years max $2,820 $183.78
Urologist – Urology Physician Oregon 38 Male To age 65 $5,000 $219.26
Neurosurgeon – Physician – Neurosurgery Missouri 39 Male To age 65 $15,000 $519.92
General Surgery Resident Physician – Surgeon Louisiana 31 Female To age 65 $5,000 $246.11 (205.16 if doing graded premium)
Otolaryngologist ENT Physician – Otolaryngology Delaware 39 Female To age 65 $15,000 $830.00
Diagnostic Radiology Fellow Physician Michigan 34 Male To age 65 $5,000 $149.16
Diagnostic Radiology Resident Physician – Radiologist Tennessee 28 Male To age 65 $5,000 $117.52
Pharmacist North Carolina 29 Female To age 65 $7,100 $239.75
Chiropractor Florida 36 Male To age 67 $7,100 $473.43
Gastroenterology – Gastroenterologist Physician Ohio 36 Male To age 65 $12,700 $371.35
Interventional Nephrologist Ohio 35 Female To age 65 $2600 $105.40
Internal Medicine Physician – Internist New York 33 Female To age 65 $5,000 $198.16
Hospitalist Physician California 29 Male To age 65 $2,420 $72.06
Hairstylist New York 50 Female To age 65 $2,750 $120.36
Urology Resident Physician – Urologist Illinois 30 Male To age 65 $5,000 $125.34
Family Medicine Resident Physician Illinois 30 Female To age 65 $5,000 $199.53
Real Estate Appraiser California 46 Male To age 65 $5,940 $224.62
Orthopedics Resident Physician – Orthopedic Surgeon Alabama 25 Male To age 65 $5,000 $123.48
Pediatrics Resident Physician – Pediatrician Pennsylvania 29 Female To age 65 $5,000 $146.63
Marketing Professional Illinois 36 Male To age 65 $7,000 $211.40
Pediatric Pulmonology Physician – Pediatrician – Pulmonologist Illinois 36 Female To age 65 $11,350 $490.77
Orthopedic Surgery Resident Physician Wisconsin 29 Male To age 65 $5,000 $132.88 (another 5% discount if we setup a multi life discount in residency program)
Dermatology Resident Physician Massachusetts 32 Male To age 65 $5,000 $134.83
Engineer Minnesota 31 Male To age 65 $4,700 $115.76
Nurse Practitioner Maryland 35 Female To age 65 $5,000 $264.72
Pediatrician Resident Physician going into military – active duty USAF Air Force Texas 29 Male To age 65 $5,000 $137.69
Anesthesia Resident Physician – Anesthesiologist Alabama 30 Male To age 65 $5,000 $152.22
Hospitalist Physician (working part time) South Carolina 43 Female To age 65 $5,000 $272.25
Oral & Maxillofacial Surgeon – Dentist – Resident Minnesota 29 Male To age 65 $4,000 $119.87
Interventional Radiologist New York 37 Male To age 65 $15,000 $491.52
Cosmetologist Washington 35 Female 5 years max $1,550 $54.05
Head of Operations – Biomedical and computer science journal California 34 Female To age 65 $4,800 $268.60
Family Medicine Practice Physician Virginia 32 Female To age 65 $9,515 ($4,335 drops off after 5 years to mesh with existing 5 year benefit period plan) $304.06
Minor Auto Repair Mechanic & Detailing Wyoming 26 Male To age 65 $2,480 $51.54
Neurologist Physician – Neurology New York 37 Female To age 65 $7,500 $365.95
Anesthesiologist Wisconsin 40 Male To age 65 $16320 $715.02
Physician Assistant Nevada 41 Female To age 65 $5,700 $311.48
Senior Medical Student, graduating going into Internal Medicine residency program Connecticut 27 Male To age 65 $5,000 $102.83
Dental Hygienist Washington 37 Female To age 65 $2,600 $138.95
Senior Medical Student – transitioning into Emergency Medicine Physician residency New York 29 Male To age 65 $2,500 as student with 10% discount, another $2500 as first year resident $71.65 for $2500 as medical student, $78.09 for $2500 as resident (combined $5000, total $149.74)
Dental Hygienist Washington 39 Male To age 65 $5,560 $206.91
Anesthesiologist Resident Physician – Anesthesia Ohio 30 Male To age 65 $5,000 $168.86
Psychiatrist California 39 Female To age 65 $6,000 $403.55
Sales Manager Michigan 46 Female To age 65 $8,370 $380.35
Veterinarian – Large Animals Vermont 30 Female To age 65 $3,600 $165.87
Dental Hygienist Florida 38 Female To age 65 $3,400 $179.57
Radiology Resident Physician – Interventional Radiologist Massachusetts 29 Male To age 65 $5,000 $119.23
Anesthesiologist – Resident Physician Anesthesia Pennsylvania 30 Male To age 65 $5000 $161.46
Dermatology Resident Physician Texas 30 Female To age 65 $5,000 $199.53
Emergency Medicine Physician Virginia 31 Male To age 65 $6500 + 3500 = 10,000 $327.05
East Asian Medicine Practitioner (Licensed Acupuncturist) Washington 44 Female 10 years max $5,000 $266.11
Pediatric Hospital Medicine Physician Fellow Ohio 30 Female To age 65 $5,000 $150.37
Child, Adolescent, Adult – Internal Medicine Physician Washington 38 Female To age 65 $10,800 $510.17
Hair Stylist / Hair Dresser North Carolina 44 Male 5 years max $2,750 $106.34
Audiologist Wisconsin 31 Male To age 65 $4,310 $125.49
Accountant Florida 39 Male To age 65 $5,000 $120.62
Pharmacist Washington 28 Female To age 65 $6,600 $216.09
Psychiatry Fellow Physician Oregon 37 Male To age 65 $5,000 $267.23
OB/GYN – Obstetrician Gynecologist Resident Physician New York 31 Female To age 65 $5,000 $241.88
Psych RN – Registered Nurse Oregon 48 Female To age 65 $4,600 $322.60
OB/GYN Physician – Obstetrician Gynecologist North Carolina 31 Male To age 65 $14,600 $348.52
Dental Hygienist Florida 54 Female To age 65 $5,000 $373.78
Emergency Medicine Resident Physician Minnesota 28 Male To age 65 $5,000 $149.45
Dental Hygienist California 34 Female To age 65 $3,890 $203.60
Hair Stylist New York 31 Female To age 65 $2,800 $108.24
Podiatrist California 31 Female To age 65 $3,400 $158.84
Emergency Medicine Resident Physician Illinois 27 Female To age 65 $5,000 $222.54
Gastroenterologist – Physician California 34 Female To age 65 $16,425 $610.86
Sports Medicine Primary Care – Internal Medicine Pennsylvania 32 Male To age 65 $5,000 $123.27
Dental Hygienist California 31 Female To age 65 $5,390 $263.72
Occupational Therapist New Jersey 29 Female To age 65 $4,500 $171.32
Remodeling Contractor Missouri 54 Male 5 years max $4,920 $295.19
Family Medicine Physician Florida 35 Female To age 65 $7,600 $224.97
Diagnostic Radiologist – Physician Texas 40 Male To age 65 $14,760 $479.57
Dental Hygienist California 58 Female To age 65 $3,400 $203.65
Infectious Disease Internal Medicine Physician Georgia 36 Male To age 65 $8,350 $289.77
Urogynecologist – Gynecologist North Carolina 36 Male To age 65 $5,000 $180.75 ($163.17 if we use Ameritas)
General Dentist Iowa 29 Male To age 65 $13,515 $433.95
Dental Hygienist Virginia 30 Female To age 65 $3,630 $131.62
Recruiter Texas 46 Female To age 65 $9,200 $526.83
Pediatric Oncology and Hematology Physician Massachusetts 34 Female To age 65 $5,000 $133.05 ($218.26 without the discount)
Diagnostic Radiologist – Physician California 37 Male To age 65 $15,000 $552.47
OB/GYN – Obstetrician Gynecologist Physician Illinois 39 Female To age 65 $4,200 $190.42
Ophthalmologist – Physician Georgia 36 Male To age 65 $2,790 $1215.71
Ophthalmology Resident Physician Minnesota 28 Male To age 65 $5,000 $112.67
General Pediatrician – Pediatrics Physician Iowa 31 Male To age 65 $2,990 $70.24
Cardiology Fellow Physician Texas 32 Male To age 65 $5,000 $151.62
Pharmacist California 28 Female To age 65 $5,940 $290.89
General Dentist Texas 31 Female To age 65 $8,350 $319.35
General Surgery Resident Physician Wisconsin 30 Female To age 65 $5,000 $269.29
Dental Hygienist North Carolina 34 Female To age 65 $3,400 $149.22
Gastroenterology Physician Maryland 37 Female To age 65 $6,200 $189.19
Pediatrics Resident – Pediatrician Physician New York 26 Male To age 65 $5,000 $87.96
Dental Hygienist California 36 Female To age 65 $3,560 $209.78
Acupuncturist Colorado 28 Female To age 65 $6,000 $252.15
Dental Hygienist Idaho 38 Female 5 years max $3,500 $162.71
Child Psychiatrist – Physician California 46 Female To age 65 $6,245 $416.59
Occupational Therapist New York 31 Female To age 65 $3,470 $169.72
Speech-Language Pathologist New York 44 Female To age 65 $4,400 $174.33
Pathology – Dermatopathology Physician Fellow Louisiana 37 Female To age 65 $5,000 $252.03
Emergency Medicine Resident Physician Massachusetts 34 Male To age 65 $6,000 $213.36
Hospitalist – Physician Florida 33 Male To age 65 $17,000 $444.00
Orthopedic Surgery Resident Physician Florida 31 Female To age 65 $5,000 $298.89
Pain Management Physician Georgia 34 Male To age 65 $13,000 $400.31
Podiatric Surgery – Physician Oklahoma 32 Male To age 65 $7,500 $270.69
Police Officer – Law Enforcement Indiana 25 Male 5 years max $2,900 $52.76
Dental Hygienist California 44 Female To age 65 $3,470 $256.58
Otolaryngology Resident Physician New York 29 Male To age 65 $5,000 $138.78
Anesthesiology Resident Physician Arkansas 29 Female To age 65 $5,000 $168.97
Dental Hygienist Colorado 30 Female To age 65 $2,750 $105.92
Emergency Medicine Alabama 29 Male To age 65 $6000 $186.54
Critical Care Anesthesiology Physician California 31 Male To age 65 $5,000 $190.40
Cosmetologist California 32 Female To age 67 $3,200 $145.83
Dental Hygienist Illinois 24 Female To age 65 $3,220 $89.49
Ophthalmologist California 45 Female To age 65 $11,910 $583.74
Dental Hygienist Washington 43 Female To age 65 $2,980 $137.07
Radiology Physician Fellow – Radiologist Ohio 33 Male To age 65 $5,000 $141.25
Acupuncturist Massachusetts 50 Female To age 65 $4,270 $497.51
Realtor – Real Estate Agent Nevada 33 Male To age 65 $6,360 $201.96
Pharmacist Idaho 32 Male To age 65 $7,300 $171.49
Emergency Medicine Montana 39 Male To age 65 $12125 $578.63
Orthopedic Surgeon New Hampshire 34 Male To age 65 $15,000 $454.36
Physical Therapist Alaska 38 Male To age 65 $4,870 $141.75
Physical Therapist Alaska 38 Female To age 65 $5,350 $240.18
Gastroenterology Fellow Physician GI Louisiana 32 Male To age 65 $5,000 $106.43
Dental Hygienist Michigan 44 Female To age 65 $2,890 $202.79
Architect Massachusetts 35 Male To age 65 $5000 (pdf shows $8910) $123.01 (approximation using the $8910 quote reduced to $5000) – $219.20 as $8910 monthly benefit
Dental Hygienist California 48 Female To age 65 $3,660 $359.77
Chiropractic Physician Texas 55 Male To age 67 $5,000 $543.27
Dental Hygienist Mississippi 32 Female To age 65 $3,150 $130.06
General Dentist Texas 45 Male To age 65 $11,350 $648.23
Dental Hygienist Texas 54 Female To age 65 $2,890 $192.48
Physical Therapist Rhode Island 40 Female To age 67 $4,660 $185.22
Dental Hygienist California 34 Female To age 65 $4,560 $319.34
Dental Hygienist Texas 53 Female To age 65 $3,630 $252.86
Attorney – Lawyer New York 36 Female To age 65 $8350 $285.34
Attorney New York 35 Male To age 65 $5,800 $125.99
Cosmetologist – Hair Stylist New Jersey 33 Female To age 67 $2,600 $75.16
Hospitalist North Carolina 43 Male To age 65 $9,600 $359.23
Dental Hygienist Texas 37 Female To age 65 $3,470 $171.32
Electrician apprentice Hawaii 33 Female To age 67 $2,400 $144.39
Dental Hygienist Illinois 25 Female 10 years max $1,000 $43.65
CRNA – Certified Nurse Anesthetist Arkansas 40 Female To age 65 $3,020 $199.52
Dental Hygienist Texas 40 Male To age 65 $3,430 $127.76
General Surgery Resident Physician – Trauma Surgeon District of Columbia 30 Female To age 65 $5,000 $146.35
General Dentist Texas 38 Female To age 65 $11,910 $493.15
Dermatopathology California 36 Female To age 65 $10,000 $453.19